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This home is in Jacksonville.

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Active

Active·93 days on market

2131 Redfern Road

Jacksonville, FL 32207

$415,000$206/sqftEst. $2,134/moMLS# 2147600

Beds

Baths

2,013

Sq Ft

1941

Built

Garage

Pool

About this home

Jacksonville

Welcome to a beautifully renovated 3 bedroom, 2 bathroom home where modern updates and timeless charm come together seamlessly. Completely renovated from top to bottom, this move in ready residence offers 2,013 square feet of thoughtfully designed living space. The stunning kitchen serves as the heart of the home, featuring brand new shaker cabinetry, quartz style countertops, stainless steel appliances, and an open layout perfect for everyday living and entertaining. Natural light fills the spacious interior, highlighting the fresh finishes, updated flooring, and contemporary design throughout. The generously sized bedrooms provide comfort and flexibility, while the beautifully updated bathrooms offer a clean, modern aesthetic. The oversized primary suite provides a true retreat, offering plenty of room for a sitting area, home office space, or additional furnishings. The spa inspired primary bathroom features modern finishes, creating a private oasis to unwind at the end of the day.

Cost to own

Mortgage calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,134

Principal & Interest: $2,134

Property taxes (est.): $678

Insurance (est.): $277

Estimated Total Monthly

$3,088

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,134

Property taxesest. at asking price, Duval County$678

Estimated total, before insurance$2,811/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,217/yr · $268/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $185,000 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$159,691	$159,691	—
2024	$221,640	$42,845	▼ $107
2023	$207,826	$39,996	—
2022	$193,422	$41,730	▲ $28,665
2021	$143,252	$39,044	—
2020	$132,501	$37,808	—

2025 property taxes (current owner): $3,217/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,449 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History