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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·147 days on market

2131 Redfern Road

Jacksonville, FL 32207

$415,000$206/sqftEst. $2,281/mo mortgageMLS# 2147600
↓ $10,000 below original list
3
Beds
2
Baths
2,013
Sq Ft
1941
Built
2
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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About this home

Jacksonville

Welcome to a beautifully renovated 3 bedroom, 2 bathroom home where modern updates and timeless charm come together seamlessly. Completely renovated from top to bottom, this move in ready residence offers 2,013 square feet of thoughtfully designed living space. The stunning kitchen serves as the heart of the home, featuring brand new shaker cabinetry, quartz style countertops, stainless steel appliances, and an open layout perfect for everyday living and entertaining. Natural light fills the spacious interior, highlighting the fresh finishes, updated flooring, and contemporary design throughout. The generously sized bedrooms provide comfort and flexibility, while the beautifully updated bathrooms offer a clean, modern aesthetic. The oversized primary suite provides a true retreat, offering plenty of room for a sitting area, home office space, or additional furnishings. The spa inspired primary bathroom features modern finishes, creating a private oasis to unwind at the end of the day.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,281
Property taxesest. at asking price, Duval County$678
Estimated total, before insurance$2,958/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,217/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,281
Principal & Interest: $2,281
Property taxes (est.): $678
Insurance (est.): $277
Estimated Total Monthly
$3,235
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,449 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $185,000 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$159,691$159,691—
2024$221,640$42,845▼ $107
2023$207,826$39,996—
2022$193,422$41,730▲ $28,665
2021$143,252$39,044—
2020$132,501$37,808—

2025 property taxes (current owner): $3,217/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Price change$415,000−$10,000
  • May 28, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3010 Jolly Road, Jacksonville, FL 32207Listed by REDFIN CORPORATIONOct 2026$485,000$2564/21,89840.4
2742 Merwyn Road, Jacksonville, FL 32207Listed by MARK SPAIN REAL ESTATEOct 2026$253,000$1575/21,607340.5
2233 Schumacher Avenue, Jacksonville, FL 32207Listed by NON MLS (realMLS)Aug 2026$250,000$1154/22,16800.5
1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLCOct 2026$355,000$2133/21,668640.7
2547 Pineridge Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$544,000$2963/21,83700.7
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642430.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,013
Acres0.17 acres
Year Built1941
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementarySpring Park, reported on 7 other St Nicholas Park listings
MiddleSouthside, reported on 7 other St Nicholas Park listings
HighEnglewood, reported on 6 other St Nicholas Park listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2131 Redfern Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSt Nicholas Park
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size7,405.2 sq ft
Parcel Number1458010000
ZoningResidential

Amenities

UtilitiesSewer Available
Water SourcePublic
ParkingOther, Garage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 29, 2026
Days on Market65
Tax Amount$3,217.11
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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