Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 46
Active

Active·Listed today

2290 Larchmont Road

Jacksonville, FL 32207

$440,000$164/sqftEst. $2,437/moMLS# 2168732
Open house Sun, Oct 11 · 1:00 pm–3:00 pm
5
Beds
3
Baths
2,682
Sq Ft
1947
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA0.41 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

TWO LIVING SPACES + POOL! MUST SEE! Welcome to 2290 Larchmont Rd, an extensively renovated property offering incredible flexibility and income potential. The 3BR/2BA main home features a private primary suite with ensuite bathroom, beautifully redesigned kitchen with an island, LVP flooring, modern lighting, electric fireplace, and washer & dryer INCLUDED! Major updates include roof, HVAC/ductwork, plumbing, electrical, windows and exterior doors. Step outside to your private pool with NEW pool equipment! The fully renovated detached two-story structure offers its own living quarters with 2 bedrooms, fully renovated bathroom, kitchen with stove and refrigerator, laundry hookups, HVAC and water heater. Perfect for extended family, guests, Airbnb, or rental income! Enjoy two separate living spaces on one property with the opportunity to live in one and generate income from the other. Conveniently located near downtown Jacksonville,Douglas Anderson School of the Arts and Bishop Kenny High

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, Duval County$718
Estimated total, before insurance$3,156/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,382/yr · $198/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,382/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2233 Schumacher Avenue, Jacksonville, FL 32207Listed by NON MLS (realMLS)Aug 2026$250,000$1154/22,16800.5
2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLCAug 2026$675,000$3063/2.52,20580.6
2527 Pineridge Road, Jacksonville, FL 32207Listed by PETRA MANAGEMENT INC.Aug 2026$1,550,000$4684/3.53,314110.6
2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$720,000$2743/22,623440.7
1111 Nicholson Road, Jacksonville, FL 32207Listed by NUVIEW REALTYAug 2026$1,100,000$3313/3.53,3241220.7
1118 Monticello Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$511,500$2583/2.51,986850.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$440,000
Price / Sq Ft$164
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,682
Acres0.41 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address2290 Larchmont Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSt Nicholas Park
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size17,859.6 sq ft
Parcel Number1457420000

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchDeck

Additional Information

Date ListedOctober 10, 2026
Days on Market4
Tax Amount$2,381.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DREAM BIG REALTY OF JAX LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/11/2026

1:00 pm - 3:00 pm