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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

$499,900Pending4 bd · 2.5 ba · 2,054 sq ft

Pending·56 days on market

1524 Nicholson Road

Jacksonville, FL 32207

$499,900$243/sqftEst. $2,725/mo mortgageMLS# 2164975
↓ $70,000 below original list
4
Beds
2.5
Baths
2,054
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

CLOSE TO SAN MARCO! Welcome Home! Take a look at this Beautiful Brand-New 4/2.5 Home just finishing! Close to shopping, schools, and more! This stunning 4-bedroom, 2.5-bath home showcases many beautiful upgrades, such as Revwood flooring throughout, (with carpet in the bedrooms) and a bright kitchen with beautiful white cabinets with matte black hardware, pure white quartz countertops, plus includes a stainless-steel kitchen appliance package. Relax and unwind on your covered lanai, perfect for outdoor living. Your new home also comes with a 1-year builder warranty and a termite bond for added peace of mind. Staging by Bold City

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,725
Property taxesest. at asking price, Duval County$818
Estimated total, before insurance$3,544/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,900
$99,980
Loan Term
Monthly Payment
$2,725
Principal & Interest: $2,725
Property taxes (est.): $818
Insurance (est.): $333
Estimated Total Monthly
$3,877
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~994 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $95,000 in November 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$126,225$126,225—

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 31, 2026Pending$499,900
  • Oct 20, 2026Price change$499,900−$50,000
  • Sep 29, 2026Price change$549,900−$20,000
  • Sep 15, 2026Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3010 Jolly Road, Jacksonville, FL 32207Listed by REDFIN CORPORATIONOct 2026$485,000$2564/21,89840.2
1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLCOct 2026$355,000$2133/21,668640.6
2742 Merwyn Road, Jacksonville, FL 32207Listed by MARK SPAIN REAL ESTATEOct 2026$253,000$1575/21,607340.7
2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLCAug 2026$675,000$3063/2.52,20580.9
2405 Pineridge Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLCAug 2026$720,000$2743/22,623440.9
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642431

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$499,900
Price / Sq Ft$243
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,054
Acres0.25 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementarySpring Park, reported on 8 other St Nicholas Park listings
MiddleSouthside, reported on 8 other St Nicholas Park listings
HighEnglewood, reported on 7 other St Nicholas Park listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1524 Nicholson Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSt Nicholas Park
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,890 sq ft
Parcel Number1455830000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 15, 2026
Days on Market56
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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