Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks Plantation, St. Johns — a home near Bartram Trail High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed May 8, 2026·6 days on market·Recent sales in River Oaks Plantation·River Oaks Plantation

1124 Ashmore Drive

St. Johns, FL 32259

$620,000sold priceListed at $649,900 · 95.4% of asking$185/sqftMLS# 2139325
5
Beds
3
Baths
3,346
Sq Ft
2004
Built
2
Garage
No
Pool

2 more homes for sale in River Oaks Plantation →Search River Oaks Plantation on the map

HOA $61/mo12,197 sqft lotSingle Family Residence2 stories

About this home

River Oaks Plantation

Welcome to this beautifully designed 5-bedroom, 3-bath home offering space, comfort, and flexibility. The expansive primary suite is a true retreat, featuring tray ceilings, private patio access, and a luxurious en-suite bath with soaking tub, separate shower, and dual walk-in closets with exceptional storage. The main level includes two bedrooms and a full hall bath, plus an additional bedroom perfect for a home office or flex space. Upstairs, a spacious over-garage bonus room serves as the fifth bedroom with its own full bath. The heart of the home boasts a massive living area with a cozy fireplace, flowing seamlessly into a well-appointed kitchen with granite countertops and quality cabinetry. Step outside to a large screened-in porch overlooking a generous backyard with plenty of room to add a pool. Additional highlights include a central vacuum system and whole-house generator--offering both convenience and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,407
Property taxesest. at asking price, St. Johns County$825
HOAbilled semi-annually$61
Estimated total, before insurance$4,293/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,551/yr · $713/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,551/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700150.5
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552650.7
1144 Holly Oaks Court, St. Johns, FL 32259Listed by REMAX WELCOME HOMESep 2026$865,000$2435/3.53,559201.1
1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$680,000$2404/32,839801.1
1333 S Hideaway Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$699,900$2854/32,452531.1
1105 Hideaway Drive N, St. Johns, FL 32259Listed by NON MLS (realMLS)Aug 2026$829,000$2844/32,91801.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,900
Price / Sq Ft$194
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,346
Acres0.28 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1124 Ashmore Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionRiver Oaks Plantation
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,196.8 sq ft
Parcel Number0006320190
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Central Vacuum, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingBack Yard, Full, Wood
RoofShingle
ConstructionStucco

Additional Information

Date ListedApril 10, 2026
Days on Market6
HOA Fees$367.5 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameRiver Oaks Plantation Homeowner's Association
Tax Amount$8,550.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks Plantation

River Oaks Plantation is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all River Oaks Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines