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This home is in Jacksonville Golf & CC, Jacksonville — a pool home in Jacksonville.

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Active

Active·1 day on market·Jacksonville Golf & CC

3974 Chicora Wood Place

Jacksonville, FL 32224

$1,275,000$355/sqftEst. $6,501/moMLS# 2157906

Beds

Baths

3,592

Sq Ft

1994

Built

Garage

Yes

Pool

About this home

Jacksonville Golf & CC

Welcome to 3974 Chicora Wood Place, a beautifully maintained 3,592-square-foot pool home in highly sought-after Jacksonville Golf & Country Club (a gated community). Tucked away on a quiet street, this thoughtfully designed home features 5 bedrooms plus a flex room (currently used as a gym), 4.5 bathrooms, and a 3-car garage. The primary suite and three additional bedrooms are on the main level, while a private upstairs bedroom and bath are ideal for guests, teens, or multigenerational living. A newer roof, fresh interior paint, beautiful wood floors, generous closet spaces, and plantation shutters throughout enhance the home's appeal. The spacious kitchen features a gas range and abundant cabinetry, and opens to the cozy family room. Enjoy the sparkling screened-in pool and spa overlooking the fenced backyard and golf course. Community amenities include pickleball, basketball, soccer/baseball fields, a playground, gazebo, and more. Welcome to Jax Golf living, and Welcome Home!

Cost to own

Mortgage calculator

Home Price

$1,275,000

Down Payment: 20%

$255,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,501

Principal & Interest: $6,501

Property taxes (est.): $2,082

Insurance (est.): $850

Estimated Total Monthly

$9,433

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,501

Property taxesest. at asking price, Duval County$2,082

HOAbilled quarterly$264

Estimated total, before insurance$8,847/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,862/yr · $738/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,862/yr

Estimated taxes if purchased at asking price: ~$25,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 3, 2026Active$1,275,000
Jul 30, 2026Listed$1,275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,275,000

Price / Sq Ft$355

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,592

Acres0.32 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Community Information

Address3974 Chicora Wood Place, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionJax Golf & Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size13,939.2 sq ft

Parcel Number1674552880

Amenities

AmenitiesBasketball Court, Gated, Park, Pickleball, Playground

UtilitiesCable Connected, Electricity Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewGolf Course, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

SecurityGated with Guard

Spa FeaturesIn Ground