This home is in Glen Kernan, Jacksonville.

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Active Under Contract

Active Under Contract·143 days on market·Glen Kernan

4584 Rose Glen Drive

Jacksonville, FL 32224

$3,129,000$628/sqftEst. $16,654/moMLS# 2131421

Beds

Baths

4,981

Sq Ft

2026

Built

Garage

Pool

About this home

Glen Kernan

Welcome to an exceptional new construction home in the highly sought-after Glen Kernan -- a rare opportunity to own a brand-new luxury residence in one of Jacksonville's most prestigious gated communities. This stunning 5-bedroom, 5.5-bath estate showcases refined craftsmanship and thoughtfully curated, high-end finishes throughout. Designed for both elevated entertaining and everyday living, the open-concept floor plan is anchored by a spectacular chef's kitchen featuring a grand center island, honed quartzite countertops, and a full suite of premium Thermador appliances. Every detail has been carefully selected to blend timeless elegance with modern sophistication. The home is rich with architectural character, offering exquisite custom millwork, beautiful built-in cabinetry, and designer touches at every turn. The luxurious primary suite serves as a serene retreat with spa-inspired amenities. Additional highlights include a 3-car garage, generous living and entertaining spaces, and

Cost to own

Mortgage calculator

Home Price

$3,129,000

Down Payment: 20%

$625,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$15,805

Principal & Interest: $15,805

Est. Taxes & Insurance: $3,951

Estimated Total Monthly

$19,757

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$16,654

Property taxesest. at asking price, Duval County$5,109

HOAbilled quarterly$483

Estimated total, before insurance$22,246/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History