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This home is in Brook Forest, St. Augustine.

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Pending

Pending·99 days on market·Brook Forest

864 Brook Forest Drive

St. Augustine, FL 32092

$549,990$227/sqftEst. $2,927/moMLS# 2138879
4
Beds
3
Baths
2,423
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Brook Forest

Driftwood, a spacious and elegantly designed home that offers the perfect blend of comfort and functionality. This impressive 2,423 square foot residence on a corner lot boasts 4 bedrooms and 3 bathrooms, providing ample space for family living and entertaining. As you enter, you're greeted by an open concept layout that seamlessly connects the great room, dining area, and gourmet kitchen. The heart of the home is undoubtedly the kitchen, featuring a spacious island perfect for casual dining or meal prep. With loads of storage, a gas cooktop, and a convenient microwave/oven combination, this kitchen is a chef's dream come true. The main level is further enhanced by 9-foot ceilings, creating an airy and expansive feel throughout. A fourth bedroom and full bathroom on this floor offer versatility, ideal for guests or a home office.

Cost to own

Mortgage calculator

$549,990
$109,998
Loan Term
Monthly Payment
$2,778
Principal & Interest: $2,778
Est. Taxes & Insurance: $695
Estimated Total Monthly
$3,473
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,927
Property taxesest. at asking price, St. Johns County$732
HOAbilled monthly$100
Estimated total, before insurance$3,759/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$90,000$90,000

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 14, 2026Pending$549,990
  • Apr 7, 2026Listed$549,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,990
Price / Sq Ft$227
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,423
Acres0.23 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address864 Brook Forest Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionBrook Forest
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,018.8 sq ft
Parcel Number0103813070
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Gated, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)
UtilitiesCable Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 7, 2026
Days on Market98
HOA Fees$100 / Monthly
HOA FrequencyMonthly
Tax Amount$1,212.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Brook Forest

Brook Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Brook Forest homes for sale →

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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