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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater Townhomes, St. Augustine — a home near Beachside High School.

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Active·202 days on market·Shearwater Townhomes

43 Tyson Court

St. Augustine, FL 32092

$339,900$228/sqftEst. $1,868/mo mortgageMLS# 2138600
↓ $6,100 below original list
3
Beds
2
Baths
1,494
Sq Ft
2023
Built
2
Garage
No
Pool

22 more homes for sale in Shearwater Townhomes →Search Shearwater Townhomes on the map

FEMA Zone XHOA $180/moTownhouse1 story

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About this home

Shearwater Townhomes

MOVE IN READY! Low-maintenance, single-story living! This Osprey floorplan by Lennar offers 3BR/2BA and 1,494 sq ft with a functional 2-way split layout designed for easy everyday living. Enjoy wood-look tile in main areas, 9' doors, ceiling fans, and a bright, open feel throughout. The kitchen features white cabinetry, quartz countertops, tile backsplash, stainless appliances (all convey), deep sink, and pantry. Private primary suite includes dual vanities, walk-in closet, and shower. Covered front porch with peaceful pond views plus rear-entry 2-car garage with epoxy floors. Washer/dryer included for a true move-in ready experience. Located in the highly sought-after Shearwater community with resort-style amenities--clubhouse, pools, fitness, tennis, kayak launch, dog park, and more--just minutes to shopping, dining, top-rated schools, St. Augustine, Ponte Vedra Beach, and Jacksonville.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,868
Property taxesest. at asking price, St. Johns County$452
HOAbilled monthly$180
Estimated total, before insurance$2,500/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,876/yr · $406/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$339,900
$67,980
Loan Term
Monthly Payment
$1,868
Principal & Interest: $1,868
Property taxes (est.): $452
Insurance (est.): $227
Estimated Total Monthly
$2,547
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $344,400 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$279,944$143,603—
2024$278,743$138,848—
2023$57,000$57,000—

2025 property taxes (current owner): $4,876/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Price change$339,900−$6,100
  • Apr 6, 2026Listed$346,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
42 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$325,000$1813/2.51,7991110.1
28 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,7991070.1
36 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$352,500$1963/2.51,79900.1
98 Bramble Court, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSSep 2026$287,500$1683/2.51,70750.1
67 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$317,000$2123/31,494180.1
77 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$330,000$1833/2.51,799260.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,900
Price / Sq Ft$228
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,494
Year Built2023
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryTrout Creek Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryTrout Creek Academy
Reported middleTrout Creek Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address43 Tyson Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0100180260
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch
RoofShingle

Additional Information

Date ListedApril 6, 2026
Days on Market186
HOA Fees$180 / Monthly
HOA FrequencyMonthly
HOA NameShearwater POA - First Service Residential
Tax Amount$4,876.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater Townhomes

Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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