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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 9, 2026·63 days on market·Recent sales in St. Augustine

7265 A1A Highway C6

St. Augustine, FL 32080

$326,000sold priceListed at $329,000 · 99.1% of asking$312/sqftMLS# 2138020
2
Beds
2
Baths
1,045
Sq Ft
1973
Built
—
Garage
No
Pool
FEMA Zone AEHOA $780/moWaterfrontCondominium2 stories

About this home

St. Augustine

Welcome to Matanzas Point! This beautifully situated 2-story townhome offers the perfect blend of comfort, views, and investment potential. The main level features an open-concept floor plan with a spacious kitchen that seamlessly flows into the dining and living areas--ideal for entertaining. A full bathroom on the first floor adds convenience for guests. Step out from the living room onto your covered patio and enjoy stunning views of the community pool and the scenic Matanzas River--your own private retreat. Upstairs, you'll find two generously sized bedrooms and a second full bathroom. The primary bedroom boasts its own private balcony, offering breathtaking river and pool views--perfect for relaxing mornings or evening sunsets. This property is already a successful short-term vacation rental, making it an excellent opportunity for investors or those seeking a second home with income potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,806
Property taxesest. at asking price, St. Johns County$434
HOAbilled monthly$780
Estimated total, before insurance$3,020/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,044/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$326,000
$65,200
Loan Term
Monthly Payment
$1,806
Principal & Interest: $1,806
Property taxes (est.): $434
Insurance (est.): $217
Estimated Total Monthly
$2,457
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$366,000$139,214—
2024$391,065$139,442—
2023$391,065$133,924—
2022$360,000$128,567—
2021$259,000$123,366—
2020$256,000$120,972—

2025 property taxes (current owner): $2,044/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Closed$329,000
  • Apr 2, 2026Listed$329,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7175 A1A B110, St. Augustine, FL 32080Listed by FLORIDA CONCIERGE REAL ESTATEJun 2026$250,000$2582/29681590.1
7175 A1A S F137, St. Augustine, FL 32080Listed by MOMENTUM REALTYJul 2026$275,000$2842/29681340.2
7145 A1A S 14, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYJun 2026$250,000$2042/21,2241420.2
6300 A1A A44D, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESOct 2026$355,000$3542/21,004101.2
6100 A1A S 318, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC.Aug 2026$470,000$3962/21,186621.6
7950 A1A 220, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKApr 2026$599,000$5142/21,1664251.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,000
Price / Sq Ft$315
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,045
Year Built1973
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address7265 A1A Highway C6, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionPoint Matanzas Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1816200240

Amenities

AmenitiesPool, Maintenance Grounds, Management - Off Site, RV/Boat Storage, Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony, Dock
Patio / PorchCovered, Rear Porch
RoofTile
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedApril 2, 2026
Days on Market63
HOA Fees$780 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$2,044.22
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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