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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Jun 11, 2026·142 days on market·Recent sales in St. Augustine

7145 A1A S 14

St. Augustine, FL 32080

$250,000sold priceListed at $269,000 · 92.9% of asking$204/sqftMLS# 2131828
2
Beds
2
Baths
1,224
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $575/moCondominium1 story

About this home

St. Augustine

Major price reduction on a great coastal condo! Motivated seller! Short-term rentals are allowed with a 4-night minimum, making this a strong opportunity for personal use, rental income, or both. Back on the market, no fault of the seller! This ground-level 2 bed, 2 bath condo in Tarpon Run offers a great location with recent exterior upgrades that add curb appeal and long-term value. Inside, enjoy a bright layout, fresh paint in the living area, and a rare wood-burning corner fireplace. The sunroom offers bonus space for a home office or extra living area. The primary suite features an ensuite bath with walk-in shower, plus a second bedroom and full bath. A small back patio gives easy outdoor access. Enjoy the community pool, beach access across the street via the crosswalk, and a nearby boat ramp on Green Rd. A great weekend escape, full-time coastal home, or short-term rental opportunity steps from the sand.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Property taxesest. at asking price, St. Johns County$333
HOAbilled monthly$575
Estimated total, before insurance$2,292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Property taxes (est.): $333
Insurance (est.): $167
Estimated Total Monthly
$1,884
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$233,120$0—
2024$248,000$0—
2023$263,190$0—
2022$240,000$0—
2021$147,000$0—
2020$119,000$0—

2025 property taxes (current owner): $457/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7175 A1A S F137, St. Augustine, FL 32080Listed by MOMENTUM REALTYJul 2026$275,000$2842/29681340
7175 A1A B110, St. Augustine, FL 32080Listed by FLORIDA CONCIERGE REAL ESTATEJun 2026$250,000$2582/29681590.1
7265 A1A Highway C6, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESJul 2026$326,000$3122/21,045630.2
6300 A1A A44D, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESOct 2026$355,000$3542/21,004101
6240 A1A S 316, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$725,000$5192/21,39721
6240 A1A S 213, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$720,000$5152/21,39771

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$220
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,224
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address7145 A1A S 14, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionTarpon Run
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1813510014
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Guest, Parking Lot

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
RoofShingle
Road FrontageState Road

Additional Information

Date ListedFebruary 25, 2026
Days on Market142
HOA Fees$575 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$456.58
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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