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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jul 22, 2026·134 days on market·Recent sales in St. Augustine

7175 A1A S F137

St. Augustine, FL 32080

$275,000sold priceListed at $299,900 · 91.7% of asking$284/sqftMLS# 2131610
2
Beds
2
Baths
968
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone AEHOA $490/moCondominium1 story

About this home

St. Augustine

FULLY FURNISHED! Coastal Living at Its Best on Anastasia Island! Welcome to your move-in ready, fully furnished first-floor condo -- perfectly situated between the Intracoastal Waterway and the pristine sands of St. Augustine Beach. Whether you're dreaming of your own seaside escape or seeking a turnkey short-term rental investment, this property checks every box. Located in sought-after Pelican Inlet, this 2-bedroom, 2-bath condo offers the best of both worlds: peaceful coastal living with easy access to all the excitement of St. Augustine Beach and Historic Downtown St. Augustine. The unit's convenient first-floor location provides easy access to the community pool and amenities, plus ample available parking.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, St. Johns County$366
HOAbilled monthly$490
Estimated total, before insurance$2,379/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,246/yr · $271/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $366
Insurance (est.): $183
Estimated Total Monthly
$2,072
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $260,400 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$240,000$240,000—
2024$240,000$240,000—
2023$57,428$45,980—
2022$191,000$167,200—
2021$152,000$152,000—
2020$140,000$140,000—

2025 property taxes (current owner): $3,246/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$299,900
  • Jul 8, 2026Pending$299,900
  • Feb 24, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $310/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7145 A1A S 14, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYJun 2026$250,000$2042/21,2241420
7175 A1A B110, St. Augustine, FL 32080Listed by FLORIDA CONCIERGE REAL ESTATEJun 2026$250,000$2582/29681590.1
7265 A1A Highway C6, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESJul 2026$326,000$3122/21,045630.2
6300 A1A A44D, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESOct 2026$355,000$3542/21,004101
6100 A1A S 318, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC.Aug 2026$470,000$3962/21,186621.4
7950 A1A 220, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKApr 2026$599,000$5142/21,1664251.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$310
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage968
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7175 A1A S F137, St. Augustine, FL 32080
Area335-St Augustine South
SubdivisionPelican Inlet
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1810800137
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Maintenance Grounds, Tennis Court(s), Trash, Water
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryIn Unit
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchCovered, Front Porch, Rear Porch, Screened
ConstructionBlock, Stucco

Additional Information

Date ListedFebruary 24, 2026
Days on Market134
HOA Fees$490 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Trash, Water
Tax Amount$3,246.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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