This home is in St. Augustine.

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Active

Active·76 days on market

6300 A1A S B14D

St. Augustine, FL 32080

$274,900$358/sqftEst. $1,402/moMLS# 2144329

Beds

Baths

768

Sq Ft

1974

Built

—

Garage

Pool

About this home

St. Augustine

Experience the Florida beach lifestyle without the high-rise hassle! This beautifully updated, fully furnished first-floor condo in Quail Hollow is truly turnkey and ready to enjoy as a primary residence, vacation getaway, second home, or Airbnb-friendly investment. Located in a gated, cottage-style community with charming Key West colors, you're approximately 150 steps from the powder-white sand of Crescent Beach and enjoy ocean, dune, and sunrise views from the living room. Inside you'll find tasteful updates, a spacious kitchen with breakfast bar, generous storage, in-unit laundry, and an inviting outdoor patio area perfect for morning coffee or relaxing after a day at the beach. With 7-day rentals allowed, you'll enjoy a quieter stretch of Crescent Beach while remaining just minutes from historic St. Augustine, restaurants, shopping, boating, and local attractions. Low-maintenance living with HOA covering internet, water, sewer, exterior maintenance, landscaping, pool, and more.

Cost to own

Mortgage calculator

Home Price

$274,900

Down Payment: 20%

$54,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,402

Principal & Interest: $1,402

Property taxes (est.): $366

Insurance (est.): $183

Estimated Total Monthly

$1,951

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,402

Property taxesest. at asking price, St. Johns County$366

HOAbilled monthly$742

Estimated total, before insurance$2,509/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,683/yr · $307/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$278,000	$267,345	—
2024	$290,000	$243,041	—
2023	$279,000	$220,946	—
2022	$212,000	$200,860	—
2021	$182,600	$182,600	—
2020	$182,600	$174,900	—

2025 property taxes (current owner): $3,683/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History