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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverside At Rivertown, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 3, 2026·27 days on market·Recent sales in Riverside At Rivertown·Riverside At Rivertown

208 Fells Cove

St. Johns, FL 32259

$1,375,000sold priceListed at $1,395,000 · 98.6% of asking$388/sqftMLS# 2137748
4
Beds
3.5
Baths
3,545
Sq Ft
2019
Built
4.5
Garage
No
Pool

All Riverside At Rivertown homes for sale →Search Riverside At Rivertown on the map

HOA $200/mo0.53 acresSingle Family Residence1 story

About this home

Riverside At Rivertown

Welcome home to this fully custom residence in the GATED, RIVERFRONT COMMUNITY of Riverside of Rivertown, beautifully situated on a .53-ACRE ESTATE LOT. This professionally designed, SINGLE-LEVEL floor plan offers four private bedroom suites, a dedicated study, and three and a half baths, all enhanced by exceptional DESIGNER FEATURES such as custom built-ins, specialty lighting, French doors, hardwood flooring throughout, quartz countertops, extensive trim work, custom moldings, and coffered ceilings. The elegant living spaces include a butler's pantry, an Isokern gas fireplace with a striking wood mantle, a stop-and-drop center, and a spacious laundry/mudroom. The CHEF'S KITCHEN is a true showpiece, featuring stainless Viking appliances with a gas range top, crisp white cabinetry with lighted glass uppers and deep drawer storage, quartz countertops and backsplash, a coffee bar, beverage center, inviting breakfast nook, and a glass pocket door leading to the walk-in pantry.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,616
Property taxesest. at asking price, St. Johns County$1,830
HOAbilled annually$200
Estimated total, before insurance$9,646/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,977/yr · $748/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,375,000
$275,000
Loan Term
Monthly Payment
$7,616
Principal & Interest: $7,616
Property taxes (est.): $1,830
Insurance (est.): $917
Estimated Total Monthly
$10,363
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$879,418$629,712—
2024$916,444$611,258▲ $47,795
2023$736,524$591,998—
2022$955,693$573,299—
2021$697,114$555,145—
2020$698,944$546,790—

2025 property taxes (current owner): $8,977/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $394/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3622 State Road 13 N, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCSep 2026$1,650,000$3605/5.54,579150.3
398 Wambaw Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYJul 2026$650,000$1845/4.53,528230.3
48 Riva Ridge Place, St. Johns, FL 32259Listed by ERA ONETEAM REALTYJul 2026$610,000$1933/3.53,161500.5
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.8
117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$735,532$2325/3.53,16900.8
165 High Brush Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,000,000$2914/3.53,436560.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,395,000
Price / Sq Ft$394
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,545
Acres0.53 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages4.5
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address208 Fells Cove, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRiverside At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size23,086.8 sq ft
Lot Dimensions110 x 192.7 x 30.78 x 86.17 x 213.07
Parcel Number0007110200
ZoningResidential

Amenities

Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundrySink
SecurityClosed Circuit Camera(s), Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Wetlands, Wooded
Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedApril 1, 2026
Days on Market27
HOA Fees$2,399 / Annually
HOA FrequencyAnnually
Tax Amount$8,976.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverside At Rivertown

Riverside At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Riverside At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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