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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Tocoi Creek High School.

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Sold

Sold·Closed Jul 7, 2026·238 days on market·Recent sales in SilverLeaf

7750 Wyndwood Drive

St. Johns, FL 32092

$320,000sold priceListed at $399,000 · 80.2% of asking$233/sqftMLS# 2112787
3
Beds
3
Baths
1,375
Sq Ft
1985
Built
4
Garage
No
Pool
No HOA0.74 acresSingle Family Residence2 stories

About this home

St. Johns

Seller offering $13,000 toward buyer closing costs or rate buydown! Welcome Home! This unique split-level home offers flexibility, function, and Florida charm, nestled just minutes from the boat ramp for easy access to the St. Johns River. This versatile property features a 2-bedroom, 2-bath layout upstairs plus a studio apartment downstairs, ideal for multigenerational living, guests, or rental income. Step outside and you'll find a detached garage, approx. 1000sq ft, with two roll-up doors, a workshop area, and plenty of room for your tools, toys, or weekend projects. The outdoor entertaining area is perfect for hosting cookouts, relaxing with friends, or enjoying peaceful evenings under the stars. Located less than 5 miles from the Palmo Boat Ramp, this property makes it easy to spend your weekends fishing, boating, or exploring the river — all while being close to St. Augustine's amenities, shopping, and top-rated schools.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, St. Johns County$426
Estimated total, before insurance$2,198/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,441/yr · $120/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $426
Insurance (est.): $213
Estimated Total Monthly
$2,412
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$338,767$87,316—
2024$332,398$84,148—
2023$301,738$80,241—
2022$230,902$76,448—
2021$203,444$72,765—
2020$150,704$71,070—

2024 property taxes (current owner): $1,441/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $290/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9514 County Road 13 N, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEApr 2025$440,000$2623/21,680190.4
7837 Rusty Anchor Road, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$425,000$3542/21,200400.6
8224 Hall Lane, St. Augustine, FL 32092Listed by DANE LESLIE, BROKERJul 2026$482,000$3203/21,506550.8
1082 Three Forks Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$360,000$2064/21,74662.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$290
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,375
Total Structure Area2,343 sq ft
Acres0.74 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Stilt, Traditional
StatusClosed
# of Garages4
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address7750 Wyndwood Drive, St. Johns, FL 32092
Area303-Palmo/Six Mile Area
SubdivisionWyndwood
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32092
Lot Size32,234.4 sq ft
Lot Dimensions146x213x204x175
Parcel Number0136800010
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Carport, Circular Driveway, Detached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, In-Law Floorplan, Split Bedrooms
AppliancesElectric Water Heater, Gas Oven, Gas Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Multi Units, Split System
FlooringCarpet, Laminate
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, In Carport, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionAgricultural, Cleared, Cul-De-Sac, Dead End Street
Patio / PorchCovered, Front Porch
FencingOther
RoofShingle
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedOctober 10, 2025
Days on Market238
Tax Amount$1,441.28
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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