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This home is in St. Augustine.

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Pending

Pending·114 days on market

394 Cherry Elm Drive

St. Augustine, FL 32092

$359,990$187/sqftEst. $1,916/moMLS# 2136526
3
Beds
2
Baths
1,927
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

St. Augustine

What's Special: Best Seller | Covered Lanai | White Cabinets. New Construction - May Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 394 Cherry Elm Drive in Cherry Elm at Silverleaf! From the front porch, you step into the heart of this charming new townhome where the great room, dining area, and open kitchen flow together effortlessly around a large island with quartz countertops. The first level also includes a half bath, a two-car garage, and an outdoor lanai that extends your living space. Upstairs, a spacious loft leads to two secondary bedrooms that share a full bathroom, along with a private primary suite featuring an en-suite bath and a walk-in closet. The laundry area is conveniently located upstairs, and thoughtful storage throughout the home includes a walk-in pantry along with coat and linen closets. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care

Cost to own

Mortgage calculator

$359,990
$71,998
Loan Term
Monthly Payment
$1,830
Principal & Interest: $1,830
Est. Taxes & Insurance: $457
Estimated Total Monthly
$2,287
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,916
Property taxesest. at asking price, St. Johns County$479
HOAbilled quarterly$134
Estimated total, before insurance$2,529/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$359,990
Price / Sq Ft$187
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,927
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNortheast

School Information

Community Information

Address394 Cherry Elm Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionCherry Elm Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Dimensions55x16
Parcel NumberNALOT78
ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionOther
Patio / PorchCovered, Patio
FencingOther, Vinyl
RoofShingle
ConstructionOther, Concrete, Frame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMarch 24, 2026
Days on Market65
HOA Fees$402 / Quarterly
HOA FrequencyQuarterly
HOA NameCherry Elm HOA/SilverLeaf Master Association
HOA Fee IncludesMaintenance Grounds, Other
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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