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Sold

Sold·Closed Aug 21, 2026·88 days on market·Recent sales in Yulee

67104 Elnora Lane

Yulee, FL 32097

$365,000sold priceListed at $370,000 · 98.6% of asking$161/sqftMLS# 2136456
5
Beds
2
Baths
2,267
Sq Ft
1997
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.00 acresSingle Family Residence1 story

About this home

Yulee

Explore this recently updated single-family home situated on approximately one acre in Nassau County. Recent improvements include a new roof, HVAC system, luxury vinyl plank flooring in the main living areas, new carpet in the bedrooms, updated lighting and ceiling fans, and a new well pump. The renovated kitchen features granite countertops and stainless steel appliances. The floor plan offers a split-bedroom layout with a living room, separate dining area, open kitchen with space for a breakfast nook, and an interior utility room. Exterior features include a treed rear yard and a newly installed concrete driveway for parking. This property is a Fannie Mae HomePath Property. First-time buyers, complete the HomePath Ready Buyer homeownership course on Homepath. Attach certificate to offer up to 3% closing cost assistance. Check HomePath for more details. Restrictions apply.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Nassau County$504
Estimated total, before insurance$2,526/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,783/yr · $315/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $504
Insurance (est.): $243
Estimated Total Monthly
$2,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone H

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$246,434$246,434—
2024$237,464$237,464—
2023$228,899$228,899—
2022$198,653$68,132—
2021$157,993$64,677—
2020$147,368$63,087—

2025 property taxes (current owner): $3,783/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$370,000
  • Jul 15, 2026Pending$370,000
  • Jun 16, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$370,000
Price / Sq Ft$163
Bedrooms5
Bathrooms2.00
Full Baths2
Square Footage2,267
Acres1.00 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address67104 Elnora Lane, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size43,560 sq ft
Parcel Number083N26000000020030

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingOther
RoofShingle
ConstructionFrame
Road SurfaceDirt

Additional Information

Date ListedJune 16, 2026
Days on Market88
Tax Amount$3,783.18
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CORE REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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