This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 20, 2026·120 days on market·Recent sales in Jacksonville
1586 Palm Avenue 1586
Jacksonville, FL 32207
About this home
Jacksonville
Live the San Marco Lifestyle on the St. Johns River! Wake up to sweeping river views in this fully renovated 1-bedroom condo, perfectly located in the heart of historic San Marco one of Jacksonville's most desirable areas. This move-in-ready unit offers modern upgrades without the premium price tag, featuring a redesigned kitchen with white shaker cabinets, quartz countertops, mosaic tile backsplash with stainless steel appliances! Enjoy durable luxury vinyl plank flooring throughout, a fully updated bathroom, and large windows that fill the space with natural light and showcase peaceful water views. Step onto your private covered patio perfect for morning coffee or unwinding by the river. Just minutes to San Marco Square and Downtown Jacksonville, this is ideal for professionals, downsizers, or investors. Priced to sell don't miss this rare opportunity.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1941)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,735 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $245,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $208,380 | $157,658 | — |
| 2024 | $208,380 | $198,742 | — |
| 2023 | $172,500 | $149,090 | — |
| 2022 | $148,350 | $135,537 | — |
| 2021 | $140,875 | $123,216 | — |
| 2020 | $129,375 | $112,015 | — |
2025 property taxes (current owner): $2,990/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 27, 2026Closed$195,000
- Jul 14, 2026Pending$195,000
- Mar 24, 2026Listed$195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $302/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 311 W Ashley Street 806, Jacksonville, FL 32202Listed by VIRTUALTY REAL ESTATE | Oct 2026 | $78,000 | $171 | 1/1 | 456 | 119 | 1.5 |
| 311 W Ashley Street 608, Jacksonville, FL 32202Listed by JWB REALTY LLC | Jul 2026 | $99,000 | $173 | 1/1 | 573 | 64 | 1.5 |
| 311 W Ashley Street 1504, Jacksonville, FL 32202Listed by PONTE VEDRA & COMPANY REAL ESTATE LLC | May 2026 | $83,000 | $182 | 1/1 | 456 | 61 | 1.5 |
| 311 W Ashley Street 207, Jacksonville, FL 32202Listed by KELLER WILLIAMS FIRST COAST REALTY | Mar 2026 | $78,000 | $134 | 1/1 | 583 | 38 | 1.5 |
| 311 Ashley Street 1107, Jacksonville, FL 32202Listed by ZALLOUM REALTY LLC | Feb 2026 | $100,000 | $175 | 1/1 | 573 | 4 | 1.5 |
| 311 W Ashley Street 1408, Jacksonville, FL 32202Listed by HILL STREET REALTY, INC. | Jul 2025 | $118,000 | $206 | 1/1 | 573 | 17 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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