This home is in Jacksonville — a waterfront home in Jacksonville.
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Sold·Closed Jan 21, 2026·40 days on market·Recent sales in Over 55 & Active Adult
400 E Bay Street 1409
Jacksonville, FL 32202
About this home
Jacksonville
Experience the best of urban living with sweeping views of the St. Johns River right in the heart of downtown Jacksonville. This bright and cozy condo is light-filled with large windows that frame the water and stadium area skyline. It features an open living space, a modern kitchen with stainless steel appliances and is designed to make the most of every square foot. This is the perfect balance of comfort and convenience with the Riverwalk right outside your front door and the city's best dining, events and nightlife just steps away. Sip your morning coffee and watch the sun come up from the balcony or unwind in the evening watching the dolphin play in the River. This condo is a serene retreat in the heart of the city and one of Jacksonville's best ''fabulous finds''. Residents of The Plaza enjoy resort-style amenities incl. a pool, fitness center, dry & steam saunas, business center, 24-hr concierge, secure parking, tennis, pickleball, raquetball, squash courts, and more......
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 6:59 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,851/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 2, 2025Listed$249,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $325/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 400 E Bay Street 1701, Jacksonville, FL 32202Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $227,000 | $237 | 1/1 | 959 | 62 | 0 |
| 400 E Bay Street 1201, Jacksonville, FL 32202Listed by EGI REAL ESTATE | May 2026 | $224,000 | $233 | 1/1.5 | 960 | 32 | 0 |
| 400 E Bay Street 811, Jacksonville, FL 32202Listed by EGI REAL ESTATE | Aug 2025 | $290,000 | $315 | 1/1.5 | 920 | 8 | 0 |
| 311 W Ashley Street 608, Jacksonville, FL 32202Listed by JWB REALTY LLC | Jul 2026 | $99,000 | $173 | 1/1 | 573 | 64 | 0.7 |
| 1050 Hendricks Avenue 103, Jacksonville, FL 32207Listed by LA ROSA REALTY JACKSONVILLE, LLC. | Jun 2026 | $202,888 | $228 | 1/1 | 888 | 80 | 0.7 |
| 311 W Ashley Street 207, Jacksonville, FL 32202Listed by KELLER WILLIAMS FIRST COAST REALTY | Mar 2026 | $78,000 | $134 | 1/1 | 583 | 38 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EGI REAL ESTATE
Sold by: EGI REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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