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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 1, 2026·35 days on market·Recent sales in Jacksonville

12311 Kensington Lakes Drive 2104

Jacksonville, FL 32246

$180,000sold priceListed at $188,500 · 95.5% of asking$164/sqftMLS# 2135907
2
Beds
2.5
Baths
1,100
Sq Ft
1999
Built
—
Garage
No
Pool
HOA $355/mo1,307 sqft lotCondominium2 stories

About this home

Jacksonville

Welcome to this well-maintained 2-bedroom, 2-bathroom, two-level condominium located in the desirable Seasons at Kensington community. This thoughtfully designed floor plan offers comfortable living with a functional layout, featuring spacious living and dining areas and a private bedroom configuration across two levels for added privacy. Modern, retractable-blade ceiling fans, offer money saving air circulation while minimizing visual clutter when not in use. The kitchen provides ample cabinet and counter space, while both bedrooms are generously sized with access to full bathrooms, making this home ideal for a variety of living arrangements. The property has been well cared for, offering a great opportunity for its next owner. Enjoy low-maintenance living in a convenient location close to shopping, dining, and major roadways. Community amenities and well-kept surroundings make Seasons at Kensington a great place to call home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Property taxesest. at asking price, Duval County$294
HOAbilled monthly$355
Estimated total, before insurance$1,646/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,143/yr · $262/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$997
Principal & Interest: $997
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,411
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,143/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12311 Kensington Lakes Drive 3001, Jacksonville, FL 32246Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$182,000$1652/2.51,10060
12311 Kensington Lakes Drive 1301, Jacksonville, FL 32246Listed by ROUND TABLE REALTYJul 2026$199,000$1812/2.51,10050
12311 Kensington Lakes Drive 1206, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$140,000$1272/2.51,100490.1
12311 Kensington Lakes Drive 2101, Jacksonville, FL 32246Listed by MORGAN PROPERTY MANAGEMENTSep 2026$168,000$1532/2.51,100560.1
12311 Kensington Lakes Drive 2102, Jacksonville, FL 32246Listed by INI REALTYJul 2026$165,000$1502/1.51,100490.1
12311 Kensington Lakes Drive 1106, Jacksonville, FL 32246Listed by MOMENTUM REALTYJul 2026$160,000$1452/2.51,100870.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$188,500
Price / Sq Ft$171
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,100
Acres0.03 acres
Year Built1999
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address12311 Kensington Lakes Drive 2104, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSeasons @ Kensington
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size1,306.8 sq ft
Parcel Number1652679725
ZoningCondominium

Amenities

AmenitiesPool
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Washer
HeatingHeat Pump
CoolingCentral Air
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

RoofShingle

Additional Information

Date ListedMarch 20, 2026
Days on Market35
HOA Fees$355 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Sewer, Trash, Water
Tax Amount$3,143.03
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORVILLE REALTY INC

Sold by: ANCHORED REAL ESTATE GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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