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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach.

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Sold

Sold·Closed Mar 31, 2026·1 day on market·Recent sales in Amelia Walk·Amelia Walk

85204 Cherry Creek Drive

Fernandina Beach, FL 32034

$725,000sold priceListed at $735,000 · 98.6% of asking$226/sqftMLS# 2135419
4
Beds
3
Baths
3,212
Sq Ft
2017
Built
3
Garage
No
Pool

15 more homes for sale in Amelia Walk →Search Amelia Walk on the map

HOA $7/mo13,504 sqft lotSingle Family Residence1 story

About this home

Amelia Walk

Located in the highly desirable street in Amelia Walk, this 4-bedroom, 3-bath home offers privacy, comfort, and refined living on a quiet street with a peaceful backyard setting and entertaining. The open floor plan features spacious living and dining areas designed for both everyday living and entertaining.The gourmet kitchen includes modern appliances, ample counter space, and a large island overlooking the main living area. The primary suite offers abundant natural light and a spacious bath, while three additional bedrooms provide flexibility for guests, family, or office space. Enjoy outdoor living on the screened lanai overlooking a beautifully landscaped yard with brick pavers, a custom pergola creating an inviting outdoor entertaining space, and a fire pit. Lots of upgrades including a GENERAC whole house generator. Conveniently located near top-rated schools, shopping, dining, and just minutes from Amelia Island beaches.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,016
Property taxesest. at asking price, Nassau County$1,001
HOAbilled annually$7
Estimated total, before insurance$5,024/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,327/yr · $611/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$4,016
Principal & Interest: $4,016
Property taxes (est.): $1,001
Insurance (est.): $483
Estimated Total Monthly
$5,500
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,327/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85311 Berryessa Way, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2026$574,000$2363/2.52,430780.4
94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$530,000$2234/32,37650.5
85239 Champlain Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$670,000$2314/3.52,90450.5
94987 Windflower Trail, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$540,000$2274/32,383980.5
85021 Majestic Walk Boulevard, Fernandina Beach, FL 32034Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$725,000$2265/33,212800.5
82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTYOct 2026$453,000$2005/32,268490.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$735,000
Price / Sq Ft$229
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,212
Acres0.31 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address85204 Cherry Creek Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,503.6 sq ft
Parcel Number132N27072001190000

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMarch 18, 2026
Days on Market1
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameMaintenance
Tax Amount$7,327.44
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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