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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tamaya, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jul 2, 2026·71 days on market·Recent sales in Tamaya·Tamaya

12565 Costas Way

Jacksonville, FL 32246

$640,000sold priceListed at $675,000 · 94.8% of asking$305/sqftMLS# 2135064
4
Beds
2
Baths
2,095
Sq Ft
2022
Built
2
Garage
No
Pool

2 more homes for sale in Tamaya →Search Tamaya on the map

HOA $9/mo6,534 sqft lotSingle Family Residence1 story

About this home

Tamaya

Seller is highly motivated and will consider all offers. Spanish-Inspired Modern Living in Tamaya. Experience the pinnacle of Mediterranean luxury in this stunning 4-bedroom, 2-bathroom residence, completed in 2022. Located in the prestigious, guard-gated community of Tamaya, this home offers a seamless blend of elegance and modern convenience. The gourmet kitchen serves as the heart of the home, featuring a massive island perfect for entertaining. The open floor plan boasts an inviting foyer that flows into an airy living area, while the primary suite features an elegant bathroom with a large walk-in shower. Enjoy world-class amenities: a 10,000 sq. ft. clubhouse, fitness center, resort pool, tennis, and scenic trails. Ideally situated 15-30 minutes from Jacksonville's beaches, Downtown, and St. Johns Town Center. Don't miss your chance to own a piece of paradise in one of Jacksonville's most sought-after communities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,545
Property taxesest. at asking price, Duval County$1,045
HOAbilled annually$9
Estimated total, before insurance$4,599/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,743/yr · $979/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$640,000
$128,000
Loan Term
Monthly Payment
$3,545
Principal & Interest: $3,545
Property taxes (est.): $1,045
Insurance (est.): $427
Estimated Total Monthly
$5,017
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $515,600 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$607,064$366,210—
2024$627,231$355,041▲ $110,595
2023$536,270$343,099▲ $37,383
2022$125,000$125,000—

2025 property taxes (current owner): $11,743/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $279/sq ft; this home is listed at $322/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12752 Costas Way, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$675,000$3014/32,2461330.1
2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$535,000$2674/32,0061350.4
3121 Brettungar Drive, Jacksonville, FL 32246Listed by PURSUIT REAL ESTATE, LLCSep 2026$690,000$3213/32,15220.6
12744 Marsh Cove Drive S, Jacksonville, FL 32224Listed by MOMENTUM REALTYSep 2026$420,000$2793/21,50850.8
2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNSOct 2026$535,000$2354/22,27461
12029 Cavalry Court, Jacksonville, FL 32246Listed by REALTY ONE GROUP ELEVATESep 2026$524,900$2493/22,104421

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$322
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,095
Total Structure Area2,770 sq ft
Acres0.15 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address12565 Costas Way, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionIsabella At Tamaya
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Parcel Number1652821350

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Patio / PorchPatio, Porch
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 2, 2026
Days on Market71
HOA Fees$109 / Annually
HOA FrequencyAnnually
Tax Amount$11,743.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tamaya

Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Tamaya homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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