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This home is in Tamaya, Jacksonville — a gated community home in Jacksonville.

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Active

Active·Listed today·Tamaya

3085 Pescara Drive

Jacksonville, FL 32246

$815,000$368/sqftEst. $4,203/moMLS# 2159234

Beds

Baths

2,217

Sq Ft

2020

Built

Garage

Pool

About this home

Tamaya

Located in one of Jacksonville's most sought after communities, this 4 bedroom, 3 bathroom Serena model offers an inviting layout with plenty of premium living space. The central living room provides a comfortable gathering place that flows directly to the gourmet kitchen. The private primary suite features a cozy feel and the primary bath flows directly into a large walk-in closet. Guest bedrooms are thoughtfully positioned at the front of the home. Brand new carpet and fresh interior paint has been completed as well. Enjoy world-class amenities, including two resort-style pools, a waterpark, fitness center, tennis, and basketball courts. Centrally located between the St Johns Town Center and Beaches. Schedule a showing today!

Cost to own

Mortgage calculator

Home Price

$815,000

Down Payment: 20%

$163,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,203

Principal & Interest: $4,203

Property taxes (est.): $1,331

Insurance (est.): $543

Estimated Total Monthly

$6,077

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,203

Property taxesest. at asking price, Duval County$1,331

HOAbilled annually$10

Estimated total, before insurance$5,544/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,152/yr · $1,429/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,152/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History