This home is in Tamaya, Jacksonville — a gated community home in Jacksonville.
Active·46 days on market·Tamaya
12740 Costas Way
Jacksonville, FL 32246
14 more homes for sale in Tamaya →Search Tamaya on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Tamaya
Welcome to luxury living in the highly desirable Tamaya community! This like-new Santa Rosa floor plan offers 4 bedrooms, 3.5 baths, a spacious loft, and abundant living space. The first-floor primary suite provides a private retreat with a luxurious ensuite bath. The gourmet kitchen features a large center island, top-of-the-line appliances, pantry, and an open layout that flows seamlessly into the dining and living areas. Enjoy two first-floor living spaces, a large interior laundry room, fireplace, and covered lanai--perfect for relaxing or entertaining. Upstairs, you'll find additional bedrooms, a versatile loft, and a private bedroom with balcony and full bath that can serve as a guest suite or second primary retreat. Tamaya amenities include a clubhouse, resort-style pool, tennis, playground, and fitness room.
Next steps in Tamaya
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 5 mi · 15 parking spaces
Closest park or preserve
Dutton Island Preserve25 min drive · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 5 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 3 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Park11 min drive · Soccer
Closest grocery store
Sprouts Farmers Market4 min drive · 12675 Beach Blvd,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $18,049/yr
Estimated taxes if purchased at asking price: ~$15,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 14, 2026Price change$809,000−$6,000
- Sep 2, 2026Listed$815,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $301/sq ft; this home is listed at $291/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12752 Costas Way, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $675,000 | $301 | 4/3 | 2,246 | 133 | 0 |
| 2676 Cassia Lane, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $955,000 | $328 | 4/3 | 2,912 | 127 | 0.3 |
| 2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $535,000 | $267 | 4/3 | 2,006 | 135 | 0.5 |
| 3121 Brettungar Drive, Jacksonville, FL 32246Listed by PURSUIT REAL ESTATE, LLC | Sep 2026 | $690,000 | $321 | 3/3 | 2,152 | 2 | 0.6 |
| 12183 Irwin Manor Drive, Jacksonville, FL 32246Listed by FLORIDA LIFESTYLES REALTY | Oct 2026 | $478,000 | $220 | 4/3 | 2,168 | 64 | 0.8 |
| 2098 Forest Gate Drive E, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $545,000 | $266 | 4/2 | 2,052 | 4 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT 1 STOP REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tamaya
Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Tamaya homes for sale →Keep looking
More homes in Tamaya
Pending12722 Costas WayJacksonville, FL 32246
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For Sale13091 Aegean DriveJacksonville, FL 32246
4 bd · 3 ba · 2,427 sq ft
$835,000Est. $4,444/moDiscover the Mediterranean lifestyle in this beautiful 2,427 sq. ft. home in the sought-after Tamaya community. Built…
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For Sale12578 Costas WayJacksonville, FL 32246
3 bd · 2.5 ba · 2,239 sq ft
$769,000Est. $4,093/moA custom masterpiece in one of Jacksonville's most desirable communities. Welcome to this stunning custom-designed…
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For Sale3085 Pescara DriveJacksonville, FL 32246
4 bd · 3 ba · 2,217 sq ft
$765,000Est. $4,072/moLocated in one of Jacksonville's most sought after communities, this 4 bedroom, 3 bathroom Serena model offers an…
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines