This home is in Jacksonville Beach.
Active Under Contract·120 days on market
2041 Waterway Island Lane
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
UPDATED PHOTOS! MOTIVATED Seller offering a $20,000 rate buy down with an acceptable offer! Welcome to Waterway Island Ln- an enclave of Key West inspired luxury homes along the Intracoastal Waterway. This ideal location is a quick bike or golf cart ride to schools, shops, restaurants and beaches- draped with majestic oaks along the way. Completed in 2016 and then meticulously upgraded with designer options- The floor plan is airy and full of natural light, perfect for entertaining. The primary suite and guest suites are downstairs while a loft and 2 additional ensuites are upstairs. The primary suite boasts 2 large walk-in closets, dual vanities and an enormous spa like walk-in shower. All bedrooms are spacious enough to comfortably accommodate king beds & furniture. Downstairs you will also enjoy an office nook, laundry room and huge flex room under the stairs that could serve as a pantry, wine room, drop zone or backup storage. The garage is outfitted with a wall rack system
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,830,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,472,158 | $1,421,436 | — |
| 2024 | $1,480,923 | $633,428 | ▲ $53,053 |
| 2023 | $875,750 | $613,523 | — |
| 2022 | $809,789 | $594,198 | — |
| 2021 | $590,374 | $533,573 | — |
| 2020 | $575,516 | $525,516 | — |
2025 property taxes (current owner): $26,382/yr
Estimated taxes if purchased at asking price: ~$36,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 18, 2026Listed$1,860,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SOUTHERN SHORES REALTY GROUP, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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