This home is in Jacksonville Beach — a pool home in Jacksonville.
Sold·Closed Jul 30, 2026·87 days on market·Recent sales in Jacksonville Beach
2041 Waterway Island Lane
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
UPDATED PHOTOS! MOTIVATED Seller offering a $20,000 rate buy down with an acceptable offer! Welcome to Waterway Island Ln- an enclave of Key West inspired luxury homes along the Intracoastal Waterway. This ideal location is a quick bike or golf cart ride to schools, shops, restaurants and beaches- draped with majestic oaks along the way. Completed in 2016 and then meticulously upgraded with designer options- The floor plan is airy and full of natural light, perfect for entertaining. The primary suite and guest suites are downstairs while a loft and 2 additional ensuites are upstairs. The primary suite boasts 2 large walk-in closets, dual vanities and an enormous spa like walk-in shower. All bedrooms are spacious enough to comfortably accommodate king beds & furniture. Downstairs you will also enjoy an office nook, laundry room and huge flex room under the stairs that could serve as a pantry, wine room, drop zone or backup storage. The garage is outfitted with a wall rack system
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $1,830,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,472,158 | $1,421,436 | — |
| 2024 | $1,480,923 | $633,428 | ▲ $53,053 |
| 2023 | $875,750 | $613,523 | — |
| 2022 | $809,789 | $594,198 | — |
| 2021 | $590,374 | $533,573 | — |
| 2020 | $575,516 | $525,516 | — |
2025 property taxes (current owner): $26,382/yr
Estimated taxes if purchased at asking price: ~$33,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$1,860,000
- Mar 18, 2026Listed$1,860,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $384/sq ft; this home is listed at $560/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2762 Seagate Avenue, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Aug 2026 | $1,200,000 | $340 | 4/3 | 3,525 | 65 | 0 |
| 1871 Kings Road, Jacksonville Beach, FL 32250Listed by MASH REALTY SERVICES, LLC | Sep 2026 | $1,200,000 | $453 | 4/3.5 | 2,647 | 4 | 0.2 |
| 2010 Tara Court, Neptune Beach, FL 32266Listed by DOUGLAS ELLIMAN FLORIDA | Oct 2026 | $1,715,000 | $510 | 3/4 | 3,364 | 10 | 0.3 |
| 2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $1,050,000 | $384 | 4/2.5 | 2,735 | 184 | 0.5 |
| 2280 Oak Forest Drive, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Sep 2026 | $985,000 | $278 | 4/3.5 | 3,544 | 15 | 0.6 |
| 1911 Tanglewood Road, Jacksonville Beach, FL 32250Listed by HERRON REAL ESTATE LLC | Aug 2026 | $945,000 | $341 | 4/3 | 2,770 | 3 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SOUTHERN SHORES REALTY GROUP, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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