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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Active

Active·48 days on market

2010 Marye Brant Loop S

Neptune Beach, FL 32266

$885,000$374/sqftEst. $4,725/moMLS# 2157180
↓ $10,000 below original list
3
Beds
2.5
Baths
2,368
Sq Ft
1989
Built
2
Garage
No
Pool
FEMA Zone XHOA $23/mo10,019 sqft lotSingle Family Residence1 story

About this home

Neptune Beach

OPEN SUNDAY 9.20.26, 11-1. Before/after shopping the Sunday Farmers Market at Neptune Beach Elementary, check out this great home around the corner! Secluded Woods is a real find, hidden from main roads, with easy access to beaches, restaurants, shops, schools and medical facilities. This private 1-story home features a high ceilings, beautiful wood floors, a luxurious owner's suite (huge walk-in closet & a sitting room/office opening to a screened porch), updated kitchen and bathrooms (low-flow toilets, new tile, lights & fixtures), and a peaceful shady back yard. Modern lights and fans include LEDs. There are TWO office options: one off the foyer, and one an extension off the primary br. The back yard is an oasis under the oaks, with a meandering gravel path, a gently-flowing fountain and a privacy fence. Exterior is Hardie siding and brick. This property is in Flood Zone X. Move-in ready, including a 2026 LG washer and dryer and fresh interior paint! Make it yours today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$4,725
Property taxesest. at asking price, Duval County$1,445
HOAbilled annually$23
Estimated total, before insurance$6,193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$885,000
$177,000
Loan Term
Monthly Payment
$4,725
Principal & Interest: $4,725
Property taxes (est.): $1,445
Insurance (est.): $590
Estimated Total Monthly
$6,760
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,474 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:17 AM, sunset 7:15 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 10, 2026Price change$885,000−$10,000
  • Aug 11, 2026Active$895,000
  • Jul 25, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$885,000
Price / Sq Ft$374
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,368
Total Structure Area2,919 sq ft
Acres0.23 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address2010 Marye Brant Loop S, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionSecluded Woods
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size10,018.8 sq ft
Lot Dimensions85 x 116
Parcel Number1780776225
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
SecuritySecurity System Leased

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Wooded
Patio / PorchDeck, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Fiber Cement

Additional Information

Date ListedAugust 11, 2026
Days on Market41
HOA Fees$280 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERRY & CO. REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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