Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Active

Active·2 days on market

2010 Marye Brant Loop S

Neptune Beach, FL 32266

$895,000$378/sqftEst. $4,606/moMLS# 2157180

Beds

Baths

2,368

Sq Ft

1989

Built

Garage

Pool

About this home

Neptune Beach

Secluded Woods is one of the beaches' most beautiful neighborhoods, with its stately oaks and location hidden from main roads, yet with easy access to beaches, restaurants, shops, schools and medical facilities. Distinctive features of this one-story brick home include high ceilings, beautiful wood floors in main living areas, a luxurious owner's suite with a huge walk-in closet, sitting room/office opening to a screened porch, and a stunning bathroom, updated kitchen and bathrooms, a split bedroom layout, fresh interior paint, low-flow toilets and a 2026 LG washer and dryer. Newer lights and fans include LEDs. 2 office options: one off the foyer, one an extension off the primary br. The back yard is an oasis, with a meandering gravel path, a gently-flowing fountain and a privacy fence. Exterior is Hardie siding and brick. This property is in Flood Zone X! Move-in ready; don't hesitate. Pro photos will be loaded on Wednesday, 8/11/2026.

Cost to own

Mortgage calculator

Home Price

$895,000

Down Payment: 20%

$179,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$4,606

Principal & Interest: $4,606

Property taxes (est.): $1,461

Insurance (est.): $597

Estimated Total Monthly

$6,664

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$4,606

Property taxesest. at asking price, Duval County$1,461

HOAbilled annually$23

Estimated total, before insurance$6,091/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,474 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 11, 2026Active$895,000
Jul 25, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$895,000

Price / Sq Ft$378

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,368

Total Structure Area2,919 sq ft

Acres0.23 acres

Year Built1989

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryNeptune Beach

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address2010 Marye Brant Loop S, Neptune Beach, FL 32266

Area222-Neptune Beach-West

SubdivisionSecluded Woods

CityNeptune Beach

CountyDuval

StateFL

Zip Code32266

Lot Size10,018.8 sq ft

Lot Dimensions85 x 116

Parcel Number1780776225

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

SecuritySecurity System Leased