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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$499,9004 bd · 2 ba · 1,929 sq ft

Active·2 days on market

1728 Inwood Terrace

Jacksonville, FL 32207

$499,900$259/sqftEst. $2,725/mo mortgageMLS# 2171396
Open house Sun, Nov 1 · 11:00 am–2:00 pm
4
Beds
2
Baths
1,929
Sq Ft
1937
Built
1
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**OPEN HOUSE SUNDAY 11/2, 11-2PM** A welcoming front porch sets the tone for a home filled with inviting gathering spaces and options for indoor-outdoor living. The main living room features an electric fireplace, with a cozy flex space tucked beyond it. A generous dining room and updated light fixtures complement a modernized kitchen equipped with granite countertops, stainless steel appliances, a double oven, gas range, and built-in wine refrigerator. The versatile layout offers 4 bedrooms and 2 bathrooms, with 3 bedrooms downstairs. Upstairs, a loft provides an ideal office space alongside a fourth bedroom featuring beautiful skylights. Outdoor living shines with a spacious entertaining deck, a covered patio, and an upper-level deck overlooking the fully fenced backyard. New Roof 2026, and sought after 1 car detached garage & shed. Walk or bike to nearby favorites- Metro Diner, local restaurants, gyms, A+ Hendricks Avenue Elementary, easy

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,725
Property taxesest. at asking price, Duval County$816
Estimated total, before insurance$3,542/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,482/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,900
$99,980
Loan Term
Monthly Payment
$2,725
Principal & Interest: $2,725
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,875
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,620 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,482/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1524 Kingswood Road, Jacksonville, FL 32207Listed by REALTY ONE GROUP ELEVATEAug 2026$510,000$3053/21,67390.1
2012 Kingswood Road, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTS PVOct 2026$460,000$2424/41,902800.2
2036 Sheridan Street, Jacksonville, FL 32207Listed by REAL BROKER LLCOct 2026$255,000$1524/21,680440.2
2010 Sheridan Lane, Jacksonville, FL 32207Listed by JWB REALTY LLCOct 2026$290,000$1774/2.51,6411850.3
2121 Felch Avenue, Jacksonville, FL 32207Listed by DOOR INVESTMENT LLCSep 2026$215,000$1574/11,3701670.3
1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INCOct 2026$535,000$3263/2.51,642430.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$259
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,929
Acres0.16 acres
Year Built1937
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighEnglewood

Community Information

Address1728 Inwood Terrace, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSouth Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size6,969.6 sq ft
Parcel Number0821810000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Detached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Primary Downstairs
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric, Free Standing
# of Stories2
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard
Lot DescriptionHistoric Area
Patio / PorchCovered, Deck, Front Porch, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedOctober 29, 2026
Days on Market2
Tax Amount$4,482.37
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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11/4/2026

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