This home is in San Marco, Jacksonville — a waterfront home in Jacksonville.
Active·Listed today·San Marco
1616 River Road 103
Jacksonville, FL 32207
About this home
San Marco
1616 River Road offers a rare opportunity to enjoy waterfront living just a short walk from the restaurants, cafés, and boutiques of San Marco Square. This intimate six-unit building is uniquely positioned along the St. Johns River, with each residence including its own private boat slip. The two penthouse units feature expansive front balconies overlooking the river, showcasing breathtaking long-range views that stretch from Downtown Jacksonville to Riverside. Lower walk-out residences offer screened lanais that open directly onto the shared riverfront promenade, complete with a fire pit and grill pavilion offering perfection to relax or entertain along the water. Thoughtfully updated interiors provide a move-in ready option, blending modern comfort with the charm of one of Jacksonville's most desirable historic neighborhoods and the natural beauty of the St. Johns River.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Membrane — year not disclosed (home built 2009)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $587,000 | $587,000 | — |
| 2024 | $587,000 | $587,000 | — |
| 2023 | $587,000 | $587,000 | — |
| 2022 | $587,000 | $583,000 | ▲ $57,000 |
| 2021 | $530,000 | $530,000 | — |
| 2020 | $530,000 | $530,000 | — |
2025 property taxes (current owner): $10,768/yr
Estimated taxes if purchased at asking price: ~$19,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Active$975,000
- Sep 11, 2026Listed$975,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENGEL & VOLKERS FIRST COAST · nicholas@eklundluxurygroup.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Marco
San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines