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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach CC, Atlantic Beach a waterfront home in Jacksonville.

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Active

Active·163 days on market·Atlantic Beach CC

1714 Atlantic Beach Drive

Atlantic Beach, FL 32233

$2,050,000$564/sqftEst. $10,539/moMLS# 2134548
4
Beds
3
Baths
3,635
Sq Ft
2017
Built
2
Garage
No
Pool

About this home

Atlantic Beach CC

Now offered at an exceptional new price, this home delivers one of the best values in Atlantic Beach Country Club complete with the exceptional opportunity to skip the club waitlist and begin enjoying the lifestyle immediately! This beautifully appointed home pairs expansive living with golf and lake views in a premier coastal golf community just minutes from the beach. Included Social Membership with the opportunity to upgrade to Sports or Full Membership within 30 days of closing and skip the waitlist. Designed for both comfortable everyday living and effortless entertaining, the spacious, open floor plan offers 4 bedrooms, 3.5 baths, and a flex room with barn doors-perfect for a home office, playroom, or study. The chef's kitchen centers around a large granite island and flows seamlessly into the living areas and outdoor spaces. Four-panel pocket sliders disappear into the wall, opening to a covered lanai with tongue and groove ceilings and sweeping water and golf course views

Cost to own

Mortgage calculator

$2,050,000
$410,000
Loan Term
Monthly Payment
$10,539
Principal & Interest: $10,539
Property taxes (est.): $3,347
Insurance (est.): $1,367
Estimated Total Monthly
$15,253
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$10,539
Property taxesest. at asking price, Duval County$3,347
HOAbilled annually$90
Estimated total, before insurance$13,976/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,284/yr · $1,190/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,588,574$820,949
2024$1,532,870$797,105
2023$1,503,743$772,433
2022$1,365,231$748,479
2021$997,061$725,223
2020$850,316$714,520

2025 property taxes (current owner): $14,284/yr

Estimated taxes if purchased at asking price: ~$40,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,838 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 3, 2026Price change$2,050,000$149,999
  • Mar 19, 2026Listed$2,199,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,050,000
Price / Sq Ft$564
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,635
Acres0.17 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1714 Atlantic Beach Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach Cc
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,405.2 sq ft
Parcel Number1695051690

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofMetal
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 19, 2026
Days on Market157
HOA Fees$1,075 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$14,283.82
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Atlantic Beach CC

Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach CC homes for sale →

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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