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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach CC, Atlantic Beach — a golf course home in Jacksonville.

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Sold

Sold·Closed Jul 14, 2026·87 days on market·Recent sales in Atlantic Beach CC·Atlantic Beach CC

1804 Atlantic Beach Drive

Atlantic Beach, FL 32233

$1,800,000sold priceListed at $1,825,000 · 98.6% of asking$621/sqftMLS# 2135753
4
Beds
4
Baths
2,898
Sq Ft
2017
Built
2
Garage
No
Pool

All Atlantic Beach CC homes for sale →Search Atlantic Beach CC on the map

FEMA Zone XHOA $90/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach CC

JUST REDUCED $75,000 -- PRICED TO SELL! Skip the multi-year waitlist and step straight into the Atlantic Beach Country Club lifestyle with a social membership INCLUDED at closing (option to upgrade to Sports or Golf). This homesite stands out with rare golf-to-water views and no homes behind, creating a private, expansive backyard with room for your dream pool (see rendering). Inside, enjoy wood-look tile floors, shiplap accents, and a stunning gourmet kitchen. Sliders open to a covered lanai with summer kitchen, pavers, and retractable screens--perfect for seamless indoor-outdoor living. End your days on the back porch, screens down, taking in breathtaking golf-to-water sunsets--an ever-changing view that never gets old. Enjoy a true club lifestyle with dining, pool, pickleball, tennis, fitness, and year-round family activities. All just minutes by golf cart or bike to the beach, Town Center, dining, and parks. Where lifestyle, location, and opportunity come together. Welcome Home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,970
Property taxesest. at asking price, Duval County$2,939
HOAbilled annually$90
Estimated total, before insurance$12,999/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,448/yr · $1,204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,800,000
$360,000
Loan Term
Monthly Payment
$9,970
Principal & Interest: $9,970
Property taxes (est.): $2,939
Insurance (est.): $1,200
Estimated Total Monthly
$14,109
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,495,612$830,498—
2024$1,448,662$806,385▼ $153
2023$1,235,989$781,442—
2022$1,132,227$757,226—
2021$855,560$733,715—
2020$772,895$722,895—

2025 property taxes (current owner): $14,448/yr

Estimated taxes if purchased at asking price: ~$35,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$1,825,000
  • Mar 19, 2026Listed$1,825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $698/sq ft; this home is listed at $630/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1733 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,620,000$6983/32,322520.1
1734 Maritime Oak Drive, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCJun 2026$1,715,000$7193/3.52,386510.2
1905 Sevilla Boulevard W, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$3843/2.52,60200.3
1625 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPJul 2026$2,000,000$6364/33,147230.3
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26310.5
1875 Live Oak Lane, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$1,250,000$5743/2.52,1771330.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,825,000
Price / Sq Ft$630
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,898
Total Structure Area4,003 sq ft
Acres0.18 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address1804 Atlantic Beach Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach Cc
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,840.8 sq ft
Lot Dimensions70x120
Parcel Number1695051615
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Laundry, Maintenance Grounds, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewGolf Course, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Kitchen
Lot DescriptionMany Trees, On Golf Course, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street, Private Road

Additional Information

Date ListedMarch 19, 2026
Days on Market87
HOA Fees$1,075 / Annually
HOA FrequencyAnnually
HOA NameAtlantic Beach Homeowners Association
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$14,448.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Beach CC

Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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