This home is in Atlantic Beach CC, Atlantic Beach — a home near Duncan U. Fletcher High School.
Active·1 day on market·Atlantic Beach CC
556 Timber Bridge Lane
Atlantic Beach, FL 32233
About this home
Atlantic Beach CC
Set within the highly sought-after Atlantic Beach Country Club, this exceptional four-bedroom, three-and-a-half-bath residence brings together two of the best parts of coastal living: days on the golf course and evenings by the ocean, all just steps from home. Positioned along the course with sweeping water and fairway views, you're moments from the clubhouse and a short stroll to the beach. As one of the larger floor plans offered within ABCC, the home offers incredible space for everyday living and effortless entertaining, while custom architectural details give it warmth and character. Adding to this rare opportunity, new homeowners may bypass the ABCC waitlist by upgrading to a Full or Sports Membership within 30 days of closing. ABCC features a controlled secondary entrance near Mayport Road designed to limit cut-through traffic, while the community itself remains integrated into the surrounding Atlantic Beach area rather than functioning as a fully gated enclave.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,833,317 | $759,931 | — |
| 2024 | $1,754,670 | $737,807 | ▼ $160 |
| 2023 | $1,604,712 | $714,862 | — |
| 2022 | $1,516,630 | $692,585 | — |
| 2021 | $1,100,087 | $670,957 | — |
| 2020 | $958,553 | $661,003 | — |
2025 property taxes (current owner): $13,234/yr
Estimated taxes if purchased at asking price: ~$44,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 12, 2026Listed$2,285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Atlantic Beach CC
Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
View all Atlantic Beach CC homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines