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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach CC, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Oct 1, 2026·7 days on market·Recent sales in Atlantic Beach CC·Atlantic Beach CC

556 Timber Bridge Lane

Atlantic Beach, FL 32233

$2,050,000sold priceListed at $2,285,000 · 89.7% of asking$510/sqftMLS# 2159688
4
Beds
3.5
Baths
4,023
Sq Ft
2019
Built
3
Garage
No
Pool

All Atlantic Beach CC homes for sale →Search Atlantic Beach CC on the map

FEMA Zone XHOA $655/mo8,843 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach CC

Set within the highly sought-after Atlantic Beach Country Club, this exceptional four-bedroom, three-and-a-half-bath residence brings together two of the best parts of coastal living: days on the golf course and evenings by the ocean, all just steps from home. Positioned along the course with sweeping water and fairway views, you're moments from the clubhouse and a short stroll to the beach. As one of the larger floor plans offered within ABCC, the home offers incredible space for everyday living and effortless entertaining, while custom architectural details give it warmth and character. Adding to this rare opportunity, new homeowners may bypass the ABCC waitlist by upgrading to a Full or Sports Membership within 30 days of closing. ABCC features a controlled secondary entrance near Mayport Road designed to limit cut-through traffic, while the community itself remains integrated into the surrounding Atlantic Beach area rather than functioning as a fully gated enclave.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,355
Property taxesest. at asking price, Duval County$3,347
HOAbilled monthly$655
Estimated total, before insurance$15,357/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,234/yr · $1,103/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,050,000
$410,000
Loan Term
Monthly Payment
$11,355
Principal & Interest: $11,355
Property taxes (est.): $3,347
Insurance (est.): $1,367
Estimated Total Monthly
$16,069
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,833,317$759,931—
2024$1,754,670$737,807▼ $160
2023$1,604,712$714,862—
2022$1,516,630$692,585—
2021$1,100,087$670,957—
2020$958,553$661,003—

2025 property taxes (current owner): $13,234/yr

Estimated taxes if purchased at asking price: ~$40,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$2,285,000
  • Aug 19, 2026Pending$2,285,000
  • Aug 12, 2026Listed$2,285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $636/sq ft; this home is listed at $568/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
568 Timber Bridge Lane, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,600,000$5304/33,0181200
1625 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPJul 2026$2,000,000$6364/33,147230.1
1515 Selva Marina Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,900,000$6345/32,999300.4
1804 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,800,000$6214/42,898870.4
357 12th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$4,050,000$7754/5.55,223810.5
1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$2,775,000$6905/4.54,020920.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,285,000
Price / Sq Ft$568
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,023
Acres0.20 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address556 Timber Bridge Lane, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach Cc
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size8,842.68 sq ft
Parcel Number1695051135
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Golf Course, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Outside
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecurityOther

Exterior

Exterior FeaturesBalcony
Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Front Porch, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 12, 2026
Days on Market7
HOA Fees$655 / Monthly
HOA FrequencyMonthly
HOA NameABCC Homeowners’ Association
Tax Amount$13,234
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Beach CC

Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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