This home is in Atlantic Beach CC, Atlantic Beach.

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Active Under Contract

Active Under Contract·50 days on market·Atlantic Beach CC

1625 Atlantic Beach Drive

Atlantic Beach, FL 32233

$2,375,000$755/sqftEst. $12,641/moMLS# 2147118

Beds

Baths

3,147

Sq Ft

2015

Built

Garage

Yes

Pool

About this home

Atlantic Beach CC

Welcome to one of the most coveted homes in Atlantic Beach Country Club- where luxury, lifestyle, and laid-back coastal elegance come together perfectly. Positioned to capture stunning eastern exposure and tranquil pool and golf course views, this fully furnished, exceptional residence was designed for both entertaining and everyday resort-style living. From sunrise mornings spilling across the pool to breezy evenings on the expansive lanai, every inch of this home embraces the Atlantic Beach lifestyle. Floor-to-ceiling glass frames the breathtaking views while seamlessly connecting indoor and outdoor living spaces. The resort-inspired pool and spa create a private backyard retreat, complete with covered lounge areas ideal for relaxing after a day at the beach or golf course. Inside, the home offers sophisticated coastal design with warm wood accents, soaring ceilings, designer lighting, and an open-concept floor plan that flows effortlessly from room to room. Separate dining room.

Cost to own

Mortgage calculator

Home Price

$2,375,000

Down Payment: 20%

$475,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$11,997

Principal & Interest: $11,997

Est. Taxes & Insurance: $2,999

Estimated Total Monthly

$14,996

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$12,641

Property taxesest. at asking price, Duval County$3,878

HOAbilled annually$90

Estimated total, before insurance$16,608/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,687,970	$874,137	—
2024	$1,625,982	$848,654	▼ $1,635
2023	$1,299,962	$819,699	—
2022	$1,189,507	$794,223	—
2021	$897,297	$769,489	—
2020	$825,324	$758,106	—

2025 property taxes (current owner): $15,199/yr

Estimated taxes if purchased at asking price: ~$46,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,832 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 26, 2026Listed$2,375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,375,000

Price / Sq Ft$755

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,147

Acres0.18 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Community Information

Address1625 Atlantic Beach Drive, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlantic Beach Cc

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size7,840.8 sq ft

Parcel Number1695051080

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Golf Course, Pickleball, Tennis Court(s)

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories2

LevelsTwo