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Active

Active·Listed today

1905 Sevilla Boulevard W

Atlantic Beach, FL 32233

$1,100,000$423/sqftEst. $5,855/moMLS# 2155196

Beds

Baths

2,602

Sq Ft

1998

Built

Garage

Pool

About this home

Atlantic Beach

BUILT TO PRESERVE.DESIGNED TO IMPRESS. Custom-built by ICI on a modified Savannah plan, with dual master suites, this home was thoughtfully constructed off-grade to preserve the towering 100-year-old oaks that frame the property, a detail that sets the tone for everything inside. The open main floor is anchored by a gourmet kitchen with an expanded prep island, granite counters, and upgraded appliances. Inside, soaring ceilings open into a seamless kitchen, living, and dining space where travertine tile floors flow underfoot, continuing up the staircase. A tiled gas fireplace flanked by two-story windows makes the living space feel both grand and warm. A private office/3rd Bedroom with glass French doors and custom built-ins rounds out the ground floor, along with a first primary suite and half bath. The entire second floor is devoted to a spectacular primary retreat. Open House Saturday July 18th 12-2 PM

Cost to own

Mortgage calculator

Home Price

$1,100,000

Down Payment: 20%

$220,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$5,855

Principal & Interest: $5,855

Est. Taxes & Insurance: $1,464

Estimated Total Monthly

$7,318

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,855

Property taxesest. at asking price, Duval County$1,796

HOAbilled monthly$254

Estimated total, before insurance$7,905/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,137,702	$508,082	—
2024	$1,141,059	$493,056	▲ $350
2023	$806,608	$477,239	—
2022	$767,916	$461,883	—
2021	$637,420	$446,974	—
2020	$586,473	$440,113	—

2025 property taxes (current owner): $8,902/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,438 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 13, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,100,000

Price / Sq Ft$423

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,602

Acres0.17 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address1905 Sevilla Boulevard W, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionSevilla Gardens

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size7,405.2 sq ft

Parcel Number1694620140

Amenities

AmenitiesPool, Clubhouse, Tennis Court(s)

UtilitiesCable Available

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Central Vacuum, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air, Multi Units

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryLower Level