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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

Sold

Sold·Closed Sep 11, 2026·0 days on market·Recent sales in Atlantic Beach

1905 Sevilla Boulevard W

Atlantic Beach, FL 32233

$1,000,000sold priceListed at $1,100,000 · 90.9% of asking$384/sqftMLS# 2155196
3
Beds
2.5
Baths
2,602
Sq Ft
1998
Built
2
Garage
No
Pool
FEMA Zone XHOA $254/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach

BUILT TO PRESERVE.DESIGNED TO IMPRESS. Custom-built by ICI on a modified Savannah plan, with dual master suites, this home was thoughtfully constructed off-grade to preserve the towering 100-year-old oaks that frame the property, a detail that sets the tone for everything inside. The open main floor is anchored by a gourmet kitchen with an expanded prep island, granite counters, and upgraded appliances. Inside, soaring ceilings open into a seamless kitchen, living, and dining space where travertine tile floors flow underfoot, continuing up the staircase. A tiled gas fireplace flanked by two-story windows makes the living space feel both grand and warm. A private office/3rd Bedroom with glass French doors and custom built-ins rounds out the ground floor, along with a first primary suite and half bath. The entire second floor is devoted to a spectacular primary retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,539
Property taxesest. at asking price, Duval County$1,633
HOAbilled monthly$254
Estimated total, before insurance$7,426/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,902/yr · $742/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,000,000
$200,000
Loan Term
Monthly Payment
$5,539
Principal & Interest: $5,539
Property taxes (est.): $1,633
Insurance (est.): $667
Estimated Total Monthly
$7,839
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,438 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,137,702$508,082—
2024$1,141,059$493,056▲ $350
2023$806,608$477,239—
2022$767,916$461,883—
2021$637,420$446,974—
2020$586,473$440,113—

2025 property taxes (current owner): $8,902/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Closed$1,100,000
  • Sep 9, 2026Pending$1,100,000
  • Aug 10, 2026Active Under Contract$1,100,000
  • Jul 13, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $423/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.2
1875 Live Oak Lane, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$1,250,000$5743/2.52,1771330.2
1918 Oak Circle, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJun 2026$1,350,000$5503/22,454830.2
1852 Hickory Lane, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCJun 2026$1,150,000$4993/2.52,306110.2
1978 Brista De Mar Circle, Atlantic Beach, FL 32233Listed by HOVER GIRL PROPERTIESOct 2026$1,225,000$3644/33,364630.3
2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCOct 2026$1,575,000$5544/3.52,84420.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,100,000
Price / Sq Ft$423
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,602
Acres0.17 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address1905 Sevilla Boulevard W, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSevilla Gardens
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,405.2 sq ft
Parcel Number1694620140

Amenities

AmenitiesPool, Clubhouse, Tennis Court(s)
UtilitiesCable Available
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Central Vacuum, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedSeptember 9, 2026
Days on Market0
HOA Fees$254 / Monthly
HOA FrequencyMonthly
HOA NameSevilla Gardens Homeowners Association
Tax Amount$8,902.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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