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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach CC, Atlantic Beach — a home near Duncan U. Fletcher High School.

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Active

Active·7 days on market·Atlantic Beach CC

1618 Atlantic Beach Drive

Atlantic Beach, FL 32233

$1,775,000$656/sqftEst. $9,754/mo mortgageMLS# 2169709
3
Beds
4
Baths
2,705
Sq Ft
2018
Built
2
Garage
No
Pool

All Atlantic Beach CC homes for sale →Search Atlantic Beach CC on the map

FEMA Zone XHOA $90/mo7,405 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Atlantic Beach CC

Ideally situated on a picturesque homesite with lake views, this beautifully designed two-story residence built by Riverside Homes, offers the perfect blend of elegance, comfort, and relaxed coastal charm. Featuring 3 bedrooms and 4 full bathrooms, the thoughtfully designed floor plan with owner's suite downstairs is ideal for both everyday living and entertaining. Riverside offered this home as a 4 bedroom or a 3 bedroom with downstairs study. Sellers chose the study option. The study can be easily converted into a 4th bedroom as the framework exists to add a door and closet. High ceilings, custom cabinetry, solid-surface countertops, quality finishes, and a well-appointed kitchen enhance the home's appeal. Enjoy peaceful lake views from your outdoor living space while embracing the exceptional lifestyle of Atlantic Beach Country Club. Conveniently located near the clubhouse and its outstanding recreational amenities, as well as the beaches, dining, and shopping of Atlantic Beach and

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$9,754
Property taxesest. at asking price, Duval County$2,898
HOAbilled annually$90
Estimated total, before insurance$12,742/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,902/yr · $409/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,775,000
$355,000
Loan Term
Monthly Payment
$9,754
Principal & Interest: $9,754
Property taxes (est.): $2,898
Insurance (est.): $1,183
Estimated Total Monthly
$13,836
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,902/yr

Estimated taxes if purchased at asking price: ~$34,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$1,775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $693/sq ft; this home is listed at $656/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1733 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,620,000$6983/32,322520.2
1656 Park Terrace W, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYSep 2026$1,850,000$8174/32,26310.3
1515 Selva Marina Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,900,000$6345/32,999300.4
1905 Sevilla Boulevard W, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$3843/2.52,60200.5
1902 N Sherry Drive N, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYOct 2026$950,000$3493/32,720200.6
397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$2,085,000$6934/43,010790.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,775,000
Price / Sq Ft$656
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage2,705
Acres0.17 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1618 Atlantic Beach Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlantic Beach Cc
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,405.2 sq ft
Lot Dimensions60' x 120'
Parcel Number1695051125
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Golf Course, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, HVAC, Windows
ParkingOther, Attached, Garage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Zoned
CoolingCentral Air, Zoned
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofMetal, Shingle
ConstructionFiber Cement, Frame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 17, 2026
Days on Market5
HOA Fees$1,075 / Annually
HOA FrequencyAnnually
HOA NameAtlantic Beach Country Club HOA
Tax Amount$4,902.02
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Beach CC

Atlantic Beach CC is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Atlantic Beach CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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