This home is in Fernandina Beach.
Pending·266 days on market
1015 Someruelus Street
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Indulge in this incredible 4-bed, 3.5-bath home nestled in the heart of Old Town! Peek-a-boo marsh views greet you each morning on your charming two-story porch. Inside, a gourmet kitchen flows into a sprawling great room, setting the stage for unforgettable gatherings. In addition to its already impressive features, this stunning home also boasts an upstairs flex space, providing additional versatility. Whether it's a home office, a cozy reading nook, or a play area for the kids. Enjoy an upstairs en suite, offering privacy and convenience for guests or family members staying over. This thoughtful addition enhances the comfort and functionality of the home. Just minutes away from Downtown and Tiger Point Marina, and just a stroll to the riverfront and Fernandina Plaza Historic State Park. This new construction promises luxury and comfort. It's a blend of elegance and functionality. Welcome to your new haven!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $189,000 in April 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $947,189 | $921,186 | ▼ $178,227 |
| 2024 | $237,660 | $215,292 | — |
| 2023 | $195,720 | $195,720 | ▲ $9,320 |
| 2022 | $139,800 | $117,898 | — |
| 2021 | $107,180 | $107,180 | — |
| 2020 | $93,200 | $93,200 | — |
2024 property taxes (current owner): $4,083/yr
Estimated taxes if purchased at asking price: ~$18,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SALT HARBOR REAL ESTATE COMPANY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines