This home is in Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Sep 11, 2025·49 days on market·Recent sales in Amelia Island
2041 Oak Marsh Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Cape Cod meets Southern Charm! Potential to park 6 cars in the detached garage. Nestled under a canopy of trees in one of Amelia Island's most desirable neighborhoods, this property is 2 miles to Main Beach, and 1.6 miles to downtown Fernandina. The front door ushers you in to the living room which is anchored by a grand stone fireplace. This home features vaulted ceilings in the living and dining rooms, creating an airy and spacious feel. Two bedrooms downstairs share a full bath. Head upstairs to the huge Primary Retreat with wall closets and a walk-in closet, en suite bath, additional vanity space. A wall of windows in the eat-in kitchen provides tons of natural light. A bank of floor to ceiling classic wood cabinets offers storage for all the chef's tools. The side screened porch is an unexpected bonus for lazy summer evenings. Open air deck space leads to the private backyard with plenty of room for or to design your outdoor oasis. Welcome Home
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,908/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $392/sq ft; this home is listed at $361/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 830 N 15th Street, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Jun 2025 | $455,000 | $313 | 3/2 | 1,453 | 89 | 0.2 |
| 709 Amelia Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Sep 2025 | $445,000 | $276 | 3/2 | 1,612 | 132 | 0.4 |
| 1912 Sunrise Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Aug 2025 | $1,081,000 | $711 | 3/2.5 | 1,520 | 21 | 0.4 |
| 1860 Highland Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Aug 2026 | $725,000 | $422 | 3/2 | 1,718 | 89 | 0.5 |
| 1615 Highland Dunes Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Apr 2026 | $839,000 | $392 | 4/2 | 2,138 | 88 | 0.5 |
| 1015 Someruelus Street, Fernandina Beach, FL 32034Listed by SALT HARBOR REAL ESTATE COMPANY LLC | Nov 2025 | $900,000 | $381 | 4/3.5 | 2,363 | 116 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Sold by: SUMMER HOUSE REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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