This home is in Black Hammock Island, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 24, 2026·107 days on market·Recent sales in Black Hammock Island·Black Hammock Island
15501 Shellcracker Road
Jacksonville, FL 32226
8 more homes for sale in Black Hammock Island →Search Black Hammock Island on the map
About this home
Black Hammock Island
Discover the rare beauty of life on Black Hammock Island. This private retreat set on over three breathtaking acres along the marsh has sweeping views across the water toward Amelia Island. This property offers an unparalleled backdrop of tidal creeks, native wildlife, and ever-changing coastal skies. Wake up early and step onto the expansive deck to watch the sun rise in brilliant color over the marsh. Spend peaceful afternoons on the screened-in patio, where cool breezes and the gentle sounds of nature create the perfect setting to unwind, read, or gather with friends. Whether it's morning coffee or evening relaxation, the outdoor living spaces are designed to fully embrace the serene surroundings. Inside, the home is ready for your personal touch. Much of the flooring update has already been started, providing an opportunity for the next owner to complete the vision and truly make it their own. With solid beginnings in place, this property invites creativity and customization while
Next steps in Black Hammock Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $329,744 | $163,174 | — |
| 2024 | $330,055 | $157,868 | — |
| 2023 | $319,908 | $151,814 | — |
| 2022 | $228,659 | $145,936 | ▲ $7,630 |
| 2021 | $192,165 | $140,230 | — |
| 2020 | $187,604 | $137,604 | ▼ $30,510 |
2025 property taxes (current owner): $3,058/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 29, 2026Closed$360,000
- Mar 4, 2026Listed$360,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 15625 Shark Road W, Jacksonville, FL 32226Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $470,000 | $227 | 3/3 | 2,068 | 271 | 0.9 |
| 16000 Red Bass, Jacksonville, FL 32226Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $390,000 | $195 | 3/2 | 2,002 | 51 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Black Hammock Island
Black Hammock Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32226.
View all Black Hammock Island homes for sale →Keep looking
More homes in Black Hammock Island
Pending15974 Shark Road WJacksonville, FL 32226
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$575,000Est. $3,060/moThere's a certain kind of quiet you only find on Black Hammock Island -- the kind that arrives the moment you cross the…
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For Sale15576 Shark Road WJacksonville, FL 32226
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$625,000Est. $3,327/moDiscover the peaceful beauty of Black Hammock Island in this rare Marsh front retreat overlooking scenic Pumpkin Hill…
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For RentLease
16361 Waterville Road 1Jacksonville, FL 32226
3 bd · 4.5 ba · 2,400 sq ft
$5,000/moRiverfront Oasis in Black Hammock Island: Experience the ultimate waterfront living with a stunning property perfectly…
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For Sale16039 Shellcracker RoadJacksonville, FL 32226
3 bd · 2 ba · 2,119 sq ft
$985,000Est. $5,243/moExperience the Best of Coastal Living where the Nassau River meets the ocean! Imagine waking up to breathtaking…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines