Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Black Hammock Island, Jacksonville — a pool home in Jacksonville.

Photo 1 / 64
Sold

Sold·Closed Jun 16, 2026·271 days on market·Recent sales in Black Hammock Island·Black Hammock Island

15625 Shark Road W

Jacksonville, FL 32226

$470,000sold priceListed at $485,000 · 96.9% of asking$227/sqftMLS# 2098287
3
Beds
3
Baths
2,068
Sq Ft
1992
Built
—
Garage
Yes
Pool

8 more homes for sale in Black Hammock Island →Search Black Hammock Island on the map

No HOA2.07 acresSingle Family Residence2 stories

About this home

Black Hammock Island

PRICE REDUCTION**SELLER CONCESSIONS $5000**FLORIDA ROOM, DECK, EXTERIOR FRESHLY REPAINTED. Tucked away on scenic Black Hammock Island, this beautiful 2 story home offers the perfect combination of comfort, privacy, and room to enjoy life to the fullest. Situated on 2.07 acres of lush, green landscape, this 3 bed, 3bath, home spans 2,068 sq ft and is ideal for those seeking tranquility without sacrificing convenience. Arrive in style through the gated entrance with remote access and follow the extended private driveway to your island oasis. The home's layout is as practical as it is welcoming, with multiple entrances on both levels, making daily life and emergency exits effortless. Inside, the kitchen is a chef's dream, featuring granite countertops, a functional kitchen island, breakfast bar, and both a cozy breakfast nook & an additional eat-in area. The inviting living space is complemented by ceiling fans, creating a comfortable & welcoming atmosphere.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, Duval County$767
Estimated total, before insurance$3,371/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,939/yr · $245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $767
Insurance (est.): $313
Estimated Total Monthly
$3,684
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$359,231$136,514—
2024$358,024$84,439▲ $19,168
2023$306,064$80,378—
2022$261,739$76,435▼ $16,773

2025 property taxes (current owner): $2,939/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15501 Shellcracker Road, Jacksonville, FL 32226Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$338,300$1853/21,8241070.9
16000 Red Bass, Jacksonville, FL 32226Listed by BEYCOME OF FLORIDA LLCAug 2026$390,000$1953/22,002511.1
16199 Shellcracker Road, Jacksonville, FL 32226Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Jun 2026$635,000$2545/32,5042301.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$485,000
Price / Sq Ft$235
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,068
Acres2.07 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground, Fenced
Is WaterfrontNo

Community Information

Address15625 Shark Road W, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionBlack Hammock Island
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size90,169.2 sq ft
Parcel Number1596820185

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached Carport, Covered, Gated, RV Access/Parking
ViewTrees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air, Multi Units, Split System
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate, Smoke Detector(s), Other

Exterior

Exterior FeaturesBalcony, Fire Pit
Lot DescriptionFew Trees
Patio / PorchCovered, Front Porch, Patio, Wrap Around
FencingChain Link, Wood, Wrought Iron
RoofShingle
ConstructionBrick, Aluminum Siding, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 1, 2026
Days on Market271
Tax Amount$2,939.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Black Hammock Island

Black Hammock Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32226.

View all Black Hammock Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines