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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a waterfront home in Nassau County.

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Sold

Sold·Closed Mar 25, 2026·92 days on market·Recent sales in Amelia Island

95178 Spring Tide Lane

Fernandina Beach, FL 32034

$1,465,000sold priceListed at $1,525,000 · 96.1% of asking$396/sqftMLS# 2121206
3
Beds
4
Baths
3,702
Sq Ft
2004
Built
2
Garage
No
Pool
HOA $775/moWaterfrontTownhouse3 stories

About this home

Fernandina Beach

Experience sweeping views of the Saltwater Marsh and Intracoastal Waterway from every level of this exquisite 3BR/4BA, 3,702 sq. ft. RiverPlace townhome. Immaculately maintained, it features an open floor plan, travertine flooring, custom cabinetry, granite countertops, Wolf cooktop, dual convection ovens, and Sub-Zero refrigerator. Enjoy sunsets from your private balcony with FENETEX hurricane screens or relax by the Carol Rose fireplace. A flex room offers a potential 4th bedroom, and the top-floor office provides added privacy. The owner's suite includes a custom walk-in closet and luxurious bath with travertine and jacuzzi tub. Outdoor living includes a landscaped paver courtyard, 252 sq. ft. covered patio, and 504 sq. ft. open patio. Additional highlights: NEW ROOF (2024), elevator, and community boardwalk to a covered pavilion on the Intracoastal.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,051
Property taxesest. at asking price, Nassau County$2,022
HOAbilled annually$775
Estimated total, before insurance$10,848/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $862/sq ft; this home is listed at $412/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95068 Spring Tide Lane, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLCNov 2025$1,315,000$3683/43,576690.1
5025 1st Coast Highway 202B, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$2,100,000$6273/3.53,3481810.2
4670 Carlton Dunes Drive 3201, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESOct 2026$2,625,000$8624/43,046921.3
4694 Carlton Dunes Drive 1401, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$2,800,000$9194/43,0461781.3
4670 Carlton Dunes Drive 3202, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJan 2026$3,600,000$1,1824/3.53,046301.3
604 Ocean Club Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2026$2,075,000$6423/33,230341.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,525,000
Price / Sq Ft$412
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage3,702
Year Built2004
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address95178 Spring Tide Lane, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionRiver place at Summer Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number00SB30185R00170000

Amenities

AmenitiesBoat Dock
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewIntracoastal, Water
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms, Wet Bar
AppliancesOther, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesGas, Outside
# of Stories3
LevelsThree Or More
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony, Courtyard
Patio / PorchFront Porch, Porch, Rear Porch, Side Porch, Terrace

Additional Information

Date ListedDecember 11, 2025
Days on Market92
HOA Fees$9,300 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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