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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 17, 2026·62 days on market·Recent sales in Mandarin

4556 Sun Garden Drive

Jacksonville, FL 32257

$365,000sold priceListed at $369,000 · 98.9% of asking$219/sqftMLS# 2132928
2
Beds
2
Baths
1,669
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $425/mo4,356 sqft lotTownhouse1 story

About this home

Jacksonville

Enjoy vibrant 55+ living in the heart of town at Everlake at Mandarin. Located near a cul-de-sac with a nature preserve view, this thoughtfully designed one-story villa offers the care-free lifestyle that you deserve. The open-concept floorplan features soaring 10' ceilings and the sought-after Deluxe Kitchen option with 42'' white cabinets, quartz countertops, gas cooking, and elegant pendant lighting. The Villa also has the LVP flooring upgrade throughout, complemented by a tankless gas water heater, newly installed gutters, and a new water softener. Enjoy the vibrant social life this gated community offers by visiting the completed amenity center with fitness room, meeting space, and a scenic, heated lakeside pool ready for you to relax and unwind. Additional features include custom-cut blinds throughout, epoxy coating in the garage and both patios, and support bars installed in the primary bathroom. The HOA fee also includes lawn care, Internet, and the water for irrigation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Duval County$596
HOAbilled monthly$425
Estimated total, before insurance$3,043/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,462/yr · $372/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $390,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$328,566$222,384▲ $20,000
2024$309,744$304,744—
2023$50,000$50,000—

2025 property taxes (current owner): $4,462/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4365 Edgewater Crossing Drive 11-3, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATESep 2026$235,000$1872/21,25930.5
4369 Edgewater Crossing Drive 11-2, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$283,000$2232/21,269300.5
4284 Redtail Hawk Drive 23-1, Jacksonville, FL 32257Listed by NON MLS (realMLS)Aug 2026$310,000$1812/21,70900.6
4734 Tigers Eye Court, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$250,000$1694/2.51,483240.9
4736 Tigers Eye Court, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$264,990$1794/2.51,483220.9
9715 Topaz Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$259,990$1674/2.51,558720.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$221
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,669
Acres0.10 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address4556 Sun Garden Drive, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionEverlake
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size4,356 sq ft
Parcel Number1490772930

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered
RoofShingle

Additional Information

Date ListedMarch 3, 2026
Days on Market62
HOA Fees$425 / Monthly
HOA FrequencyMonthly
HOA NameEverlake at Mandarin (First Service Residential)
Tax Amount$4,461.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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