This home is in Jacksonville.

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Pending

Pending·121 days on market

13851 Herons Landing Way 2

Jacksonville, FL 32224

$210,000$164/sqftEst. $1,118/moMLS# 2132389

Beds

Baths

1,284

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

Incredible opportunity minuted from the beaches! Located within the gated Herons Landing community, this ground-floor 3-bedroom, 2-bath condo with an attached 1-car garage offers low-maintenance living in a highly convenient Jacksonville location, an excellent option for first-time homebuyers or a strong addition to an investment portfolio. The HOA includes cable, internet, water, sewer, and exterior landscaping, helping simplify monthly expenses and reduce ongoing maintenance responsibilities. Inside, tall ceilings and a well-designed split-bedroom floor plan create an open, airy feel centered around a spacious family room. The kitchen connects seamlessly to the main living area and features 42-inch dark cabinetry and stainless steel appliances. Just off the kitchen, an oversized laundry room provides additional storage and offers direct access to the garage, adding everyday convenience and functionality.

Cost to own

Mortgage calculator

Home Price

$210,000

Down Payment: 20%

$42,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,067

Principal & Interest: $1,067

Est. Taxes & Insurance: $267

Estimated Total Monthly

$1,334

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,118

Property taxesest. at asking price, Duval County$343

HOAbilled monthly$425

Estimated total, before insurance$1,886/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $202,500 in January 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$207,000	$207,000	—
2024	$207,000	$207,000	▲ $5,500
2023	$201,500	$201,500	—
2022	$161,500	$138,600	—
2021	$126,000	$126,000	—
2020	$121,000	$121,000	—

2025 property taxes (current owner): $3,693/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.