This home is in Jacksonville — a gated community home in Jacksonville.
Active Under Contract·65 days on market
3566 Marsh Reserve Boulevard
Jacksonville, FL 32224
About this home
Jacksonville
** BIG PRICE IMPROVEMENT ** in Pablo Bay! This gorgeous, meticulously kept, 3 bedroom, 2.5 bath is perfectly positioned minutes from the beaches, town center, Mayo Clinic in a GATED community. The open concept in the home combines coastal sophistication with modern luxury. Wood look tile greets you at the front door & is all throughout the main level, stairs, upstairs landing & the primary bedroom. The primary features a beautiful balcony to enjoy your morning coffee. You'll be spoiled with the CUSTOM APPOINTED primary closet. LVP has replaced the carpet in the 2nd & 3rd bedrooms, so NO CARPET! The spacious kitchen has quartz countertops, ample cabinet space & will be a great gathering place for everyday living or when entertaining. Home also features a water softener & security system *** Preferred Membership Init. pricing for clubs of Gate Hospitality - PV Inn & Club, The Lodge & Club, Epping Forest or River Club - is available to the purchaser(s) * (certain restrictions apply) *
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $390,412 | $390,412 | ▲ $24,821 |
| 2024 | $366,223 | $364,793 | — |
| 2023 | $338,971 | $331,630 | ▲ $13,054 |
| 2022 | $312,833 | $301,482 | — |
| 2021 | $274,075 | $274,075 | ▲ $87,142 |
2025 property taxes (current owner): $7,280/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 26, 2026Active Under Contract$439,000
- May 29, 2026Listed$439,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines