This home is in Amelia Concourse, Fernandina Beach — a waterfront home in Nassau County.
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Sold·Closed May 26, 2026·40 days on market·Recent sales in Amelia Concourse·Amelia Concourse
95208 Snapdragon Drive
Fernandina Beach, FL 32034
10 more homes for sale in Amelia Concourse →Search Amelia Concourse on the map
About this home
Amelia Concourse
Located in the highly sought-after Amelia Concourse, this beautifully designed 1,868-square-foot home offers the flexibility of 4 bedrooms or 3 bedrooms plus a private office, thoughtfully arranged to maximize both comfort and functionality. Set on nearly ¼ acre with long, peaceful pond view, the backyard provides both privacy & plenty of room for a future pool. Inside, you'll find elevated architectural details including a coffered ceiling in the dining room, 9-foot ceilings throughout, luxury LVP flooring, and a double tray ceiling in the spacious primary suite. The gourmet kitchen is designed to impress with a gas range, piped natural gas, soft-close cabinetry & drawers, and an open layout that flows seamlessly to the extended patio -- perfect for entertaining or relaxing while overlooking the water. The primary suite serves as a true retreat, featuring double vanities, a soaking tub, rain head shower, and a custom-designed closet. A barn door thoughtfully separates the guest
Next steps in Amelia Concourse
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Access21 min drive · 100 parking spaces
Closest park or preserve
Big Talbot Island State Park31 min drive · 11.2 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 7 mi · Edwards Creek
Closest grocery store
Walmart Supercenter9 min drive · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $350,439 | $286,319 | — |
| 2024 | $329,005 | $277,542 | — |
| 2023 | $318,002 | $268,002 | — |
| 2022 | $291,968 | $242,902 | — |
| 2021 | $220,820 | $220,820 | — |
| 2020 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $7,450/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $249/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $530,000 | $223 | 4/3 | 2,376 | 5 | 0.3 |
| 95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $569,900 | $238 | 4/3 | 2,396 | 98 | 0.4 |
| 95179 Greenberry Road, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Oct 2026 | $519,000 | $227 | 3/2 | 2,287 | 62 | 0.7 |
| 85069 Champlain Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Aug 2026 | $432,000 | $214 | 3/2 | 2,022 | 25 | 0.7 |
| 85219 Champlain Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $475,000 | $242 | 3/2.5 | 1,964 | 137 | 0.8 |
| 82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTY | Oct 2026 | $453,000 | $200 | 5/3 | 2,268 | 49 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia Concourse
Amelia Concourse is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia Concourse homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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