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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Black Hammock Island, Jacksonville — a waterfront home in Jacksonville.

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Active·59 days on market·Black Hammock Island

15936 Shark Road W

Jacksonville, FL 32226

$1,498,000$582/sqftEst. $8,297/moMLS# 2132200
↓ $47,000 below original list
3
Beds
3
Baths
2,574
Sq Ft
2025
Built
4
Garage
No
Pool

7 more homes for sale in Black Hammock Island →Search Black Hammock Island on the map

FEMA Zone AENo HOA0.66 acresWaterfrontSingle Family Residence1 story

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About this home

Black Hammock Island

This AMAZING gated WATERFRONT property offers an Incredible opportunity as this custom home is BRAND NEW and never lived in. It is a boater's dream with 24/7 DEEP WATER, dock and PRIVATE boat ramp. It also offers a 2 story carriage style detached garage with 2 industrial sized doors ready to store your boat or RV. The sleek kitchen is equipped with Thermador appliances and all of the modern conveniences including an induction cooktop. This interior boasts light wooden floors throughout and a perfect palate of soft neutrals ready to accommodate all of your furnishings. This unique property is a slice of paradise where the sunset views are truly breathtaking whether you are inside or out. A MUST SEE.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,297
Property taxesest. at asking price, Duval County$2,446
Estimated total, before insurance$10,743/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,934/yr · $578/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,498,000
$299,600
Loan Term
Monthly Payment
$8,297
Principal & Interest: $8,297
Property taxes (est.): $2,446
Insurance (est.): $999
Estimated Total Monthly
$11,742
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal, Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $525,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$385,741$385,741—
2024$359,644$359,644▼ $251
2023$347,359$347,359—
2022$230,621$211,722▲ $5,080
2021$225,500$192,475—
2020$194,228$174,978▲ $12,700

2025 property taxes (current owner): $6,934/yr

Estimated taxes if purchased at asking price: ~$29,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Price change$1,498,000−$47,000
  • Feb 26, 2026Listed$1,545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $582/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15625 Shark Road W, Jacksonville, FL 32226Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$470,000$2273/32,0682710.5
16000 Red Bass, Jacksonville, FL 32226Listed by BEYCOME OF FLORIDA LLCAug 2026$390,000$1953/22,002510.8
16229 Shellcracker Road, Jacksonville, FL 32226Listed by EXP REALTY LLCOct 2026$305,000$1045/32,9281390.9
16199 Shellcracker Road, Jacksonville, FL 32226Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Jun 2026$635,000$2545/32,5042301
15501 Shellcracker Road, Jacksonville, FL 32226Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$338,300$1853/21,8241071.3
14237 Lons Place 0014, Jacksonville, FL 32226Listed by MONOGRAM REALTY INCJul 2026$704,700$2254/33,13403

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,498,000
Price / Sq Ft$582
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,574
Total Structure Area4,186 sq ft
Acres0.66 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryNew Berlin
HighFirst Coast

Community Information

Address15936 Shark Road W, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionBlack Hammock Island
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size28,749.6 sq ft
Parcel Number1596730220
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows
ParkingGarage, Garage Door Opener, Gated, RV Access/Parking
ViewCreek/Stream, Protected Preserve, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Double Oven, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Gas Water Heater, Induction Cooktop, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump, Hot Water, Propane
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Exterior FeaturesBoat Ramp - Private, Dock
Patio / PorchCovered, Front Porch, Rear Porch
FencingPrivacy, Vinyl
RoofMetal, Shingle
ConstructionBlock, Fiber Cement, Frame
Road FrontageCity Street

Additional Information

Date ListedAugust 17, 2026
Days on Market181
Tax Amount$6,933.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Black Hammock Island

Black Hammock Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32226.

View all Black Hammock Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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