This home is in Black Hammock Island, Jacksonville — a waterfront home in Jacksonville.
$575,0003 bd · 2 ba · 1,983 sq ft
Active·25 days on market·Black Hammock Island
15974 Shark Road W
Jacksonville, FL 32226
6 more homes for sale in Black Hammock Island →Search Black Hammock Island on the map
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About this home
Black Hammock Island
There's a certain kind of quiet you only find on Black Hammock Island -- the kind that arrives the moment you cross the bridge and feel your shoulders drop. Tucked along Shark Road West, this nearly 2,000-square-foot waterfront retreat hands you something the mainland simply can't: deep water at your own private dock, the smell of salt in the morning air, and a slower way of living that you didn't realize you'd been missing. Picture it. The sun is just beginning to lift over the marsh and the tide is rolling in. You walk out the back door with coffee in hand, step onto your dock, and the boat is already waiting deep water, no tide-clock to keep, just untie and go. Whether you're chasing redfish before breakfast, running the Intracoastal toward Amelia Island, or simply watching the sky turn gold from the water, this is the lifestyle people drive past on Heckscher Drive and quietly wish they had. Inside, three bedrooms and two baths stretch across 1,983 thoughtfully laid-out square feet
Next steps in Black Hammock Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Park57 min drive · 35 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 2 mi · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 2 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 1 mi · Edwards Creek
Closest youth league fields
William F. Sheffield Regional Park20 min drive · Baseball, Football, Softball
Closest grocery store
Harris Teeterabout 5 mi · 4800 1st Coast Highway, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:45 AM, sunset 5:34 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $428,327 | $170,276 | — |
| 2024 | $405,328 | $164,770 | ▼ $454 |
| 2023 | $395,712 | $158,515 | — |
| 2022 | $293,638 | $152,442 | ▲ $10,026 |
| 2021 | $270,019 | $141,783 | — |
| 2020 | $238,116 | $139,136 | ▲ $14,687 |
2025 property taxes (current owner): $3,557/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 12, 2026Active$575,000
- Sep 24, 2026Pending$575,000
- Jul 24, 2026Price change$575,000−$25,000
- Jun 11, 2026Listed$600,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $326/sq ft; this home is listed at $290/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 16026 Shark Road W, Jacksonville, FL 32226Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Apr 2026 | $760,000 | $349 | 3/2 | 2,178 | 246 | 0.1 |
| 16062 Shark Road W, Jacksonville, FL 32226Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Mar 2026 | $640,000 | $326 | 4/3 | 1,966 | 199 | 0.2 |
| 15725 Shark Road W, Jacksonville, FL 32226Listed by LISA DUKE REALTY LLC | Apr 2026 | $628,677 | $278 | 4/3 | 2,264 | 132 | 0.5 |
| 15625 Shark Road W, Jacksonville, FL 32226Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $470,000 | $227 | 3/3 | 2,068 | 271 | 0.6 |
| 15592 Shark Road W, Jacksonville, FL 32226Listed by DJ & LINDSEY REAL ESTATE | May 2025 | $504,000 | $344 | 3/2 | 1,465 | 3 | 0.7 |
| 16000 Red Bass, Jacksonville, FL 32226Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $390,000 | $195 | 3/2 | 2,002 | 51 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Black Hammock Island
Black Hammock Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32226.
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Krista Fracke
Broker Associate
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