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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rivertown Forest, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed May 26, 2026·36 days on market·Recent sales in Rivertown Forest·Rivertown Forest

119 Holly Creek Drive

St. Johns, FL 32259

$604,000sold priceListed at $604,000 · 100% of asking$202/sqftMLS# 2131681
4
Beds
2.5
Baths
2,989
Sq Ft
2026
Built
3
Garage
No
Pool

48 more homes for sale in Rivertown Forest →Search Rivertown Forest on the map

HOA $4/moSingle Family Residence2 storiesNew construction

About this home

Rivertown Forest

Lot 20 - The Kingsley floorplan, featuring a timeless Craftsman elevation, blends classic charm with modern design. The open-concept kitchen, dining area, and great room create an inviting space for everyday living and entertaining, while the covered lanai extends outdoor living. A convenient owner's entry from the three-car garage leads to a spacious walk-in pantry, with additional storage under the stairs. Upstairs, a bright loft adds flexible living space, and the private owner's suite offers a serene bath and large walk-in closet. Bedrooms two, three, and four are arranged near the central laundry, with walk-in closets in select rooms. RiverTown, along the St. Johns River, features parks, lakes, preserves, and miles of scenic trails for active Northeast Florida living, with amenities designed to foster fitness, fun, and community connections.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,346
Property taxesest. at asking price, St. Johns County$804
HOAbilled annually$4
Estimated total, before insurance$4,154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$604,000
$120,800
Loan Term
Monthly Payment
$3,346
Principal & Interest: $3,346
Property taxes (est.): $804
Insurance (est.): $403
Estimated Total Monthly
$4,552
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$89,493$0▲ $10,450
2024$80,689$0▲ $1,014
2023$82,520$0—
2022$79,326$0—
2021$57,641$0—
2020$57,767$0—

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$619,000$2074/2.52,98700.1
434 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$468,432$2233/2.52,096180.2
457 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$532,000$2125/32,511570.2
86 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$962,673$2864/3.53,368100.2
365 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$672,758$2255/42,987110.2
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$750,000$2773/32,7051730.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$604,000
Price / Sq Ft$202
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,989
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

Community Information

Address119 Holly Creek Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0009690200

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Restaurant
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 24, 2026
Days on Market36
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Forest

Rivertown Forest is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Rivertown Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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