Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Rivertown Forest, St. Johns — a new construction home in St. Johns County.

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Pending

Pending·52 days on market·Rivertown Forest

282 Holly Creek Drive

St. Johns, FL 32259

$614,802$214/sqftEst. $3,161/moMLS# 2154820

Beds

Baths

2,867

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Forest

Lot 51 -The Careen blends timeless elegance with everyday comfort in a thoughtfully designed single-story layout. A charming front porch welcomes you into an inviting foyer and classic central hallway that leads to the heart of the home. The spacious Great Room and dining area are illuminated by a dramatic wall of windows, creating a bright and airy atmosphere. Overlooking the open-concept living spaces, the kitchen is perfectly positioned for entertaining and family gatherings. Tucked away at the rear of the home, the private owner's suite offers a relaxing retreat with two walk-in closets and a luxurious bath featuring dual vanities. A versatile retreat room adjacent to the fourth bedroom provides flexible space for a study, hobby room, or home office. A spacious three-car garage completes the design. Located in RiverTown along the scenic St. Johns River, residents enjoy parks, lakes, nature preserves, and miles of trails for an active Northeast Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$614,802

Down Payment: 20%

$122,960

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,161

Principal & Interest: $3,161

Property taxes (est.): $818

Insurance (est.): $410

Estimated Total Monthly

$4,389

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,161

Property taxesest. at asking price, St. Johns County$818

HOAbilled annually$4

Estimated total, before insurance$3,983/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Pending$614,802
Jul 10, 2026Listed$614,802

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$614,802

Price / Sq Ft$214

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,867

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouthwest

Community Information

Address282 Holly Creek Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009690510

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup