This home is in St. Augustine.
Sold·Closed Jul 17, 2026·143 days on market·Recent sales in St. Augustine
2898 N 10th Street
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to this well-maintained 3-bedroom, 2-bath home offering a smart, functional layout and a generous backyard—perfect for both relaxing and entertaining. The spacious living room features vaulted ceilings and flows seamlessly into the dining and kitchen areas, highlighted by ample breakfast bar seating and counter space. The Master Bedroom includes an ensuite bath and walk in closet. Recent updates include stylish flooring, refinished countertops, and a designer backsplash. Enjoy added privacy and peace of mind with a fully fenced yard, all situated on a quiet road. Ideally located just minutes from historic downtown St. Augustine, with its one-of-a-kind restaurants and shopping, and convenient access to schools and I-95—this home delivers both comfort and convenience.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,796 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $215,030 | $215,030 | — |
| 2024 | $200,679 | $200,679 | — |
| 2023 | $198,179 | $198,179 | — |
| 2022 | $213,518 | $193,356 | — |
| 2021 | $192,548 | $175,778 | — |
| 2020 | $177,332 | $159,798 | — |
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$265,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2843 N Eighth Street, St. Augustine, FL 32084Listed by EPIQUE REALTY, INC | Jun 2026 | $283,000 | $247 | 3/2 | 1,144 | 43 | 0.1 |
| 2848 N Third Street, St. Augustine, FL 32084Listed by REAL BROKER LLC | Aug 2026 | $255,000 | $199 | 3/2 | 1,280 | 5 | 0.4 |
| 948 Oak Arbor Circle, St. Augustine, FL 32084Listed by EXP REALTY, LLC | Sep 2026 | $335,000 | $227 | 3/2 | 1,479 | 54 | 0.9 |
| 2948 Bradford Street, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $305,000 | $257 | 3/2 | 1,188 | 1 | 0.9 |
| 1240 Four Mile Road, St. Augustine, FL 32084Listed by INI REALTY | Jun 2026 | $288,500 | $239 | 3/2 | 1,207 | 55 | 1.2 |
| 99 Evermore Court, St. Augustine, FL 32084Listed by WE SELL SUNSHINE | Jul 2026 | $305,000 | $250 | 3/2 | 1,219 | 8 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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