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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silverleaf Village, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Jul 1, 2026·97 days on market·Recent sales in Silverleaf Village·Silverleaf Village

138 Tanner Trail

St. Augustine, FL 32092

$410,000sold priceListed at $425,000 · 96.5% of asking$235/sqftMLS# 2130626
3
Beds
2
Baths
1,741
Sq Ft
2021
Built
2
Garage
No
Pool

6 more homes for sale in Silverleaf Village →Search Silverleaf Village on the map

HOA $100/mo5,663 sqft lotSingle Family Residence1 story

About this home

Silverleaf Village

Come see this beautiful home designed with both style and comfort in mind. This residence showcases tile flooring throughout the main living areas, elegant 8-foot doors, and thoughtful architectural details at every turn. The stunning kitchen features granite countertops, stainless steel appliances, and abundant cabinetry, opening seamlessly to the spacious family room highlighted by a dramatic coffered ceiling and custom built-ins with a cozy fireplace. A formal dining room w/crown molding adds the perfect touch for entertaining. Retreat to the luxurious primary suite w/ tray ceiling, spa-inspired bath w/a tiled walk-in shower, stand-alone soaking tub, double vanities, & walk-in closets. Enjoy Florida living year-round on the covered patio overlooking a fully fenced backyard. Residents of Silverleaf enjoy resort-style amenities including parks, sports courts, and a community pool all within the highly rated St. Johns County School District.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, St. Johns County$546
HOAbilled annually$100
Estimated total, before insurance$2,917/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,801/yr · $400/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $546
Insurance (est.): $273
Estimated Total Monthly
$3,090
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$373,321$319,650—
2024$407,738$309,934—
2023$349,450$299,450—
2022$344,944$294,944—
2021$75,000$71,025—
2020$26,500$26,500—

2025 property taxes (current owner): $4,801/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
232 Creekmore Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$429,000$2503/21,713760.1
23 Tanner Trail, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$397,000$2383/21,666230.1
290 Creekmore Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYSep 2026$396,000$2683/21,4761970.1
48 Fawn Field Lane, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2464/22,0841340.1
28 Rose Dew Drive, Jacksonville, FL 32092Listed by BLUE KEY PROPERTIESAug 2026$410,000$2393/21,717360.2
39 Stansbury Lane, St. Augustine, FL 32092Listed by NIZZ REALTY INCAug 2026$470,000$2384/31,978440.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$244
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,741
Total Structure Area2,306 sq ft
Acres0.13 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address138 Tanner Trail, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilverleaf Village
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size5,662.8 sq ft
Parcel Number0265724200

Amenities

AmenitiesPool, Clubhouse, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation, Thermostat, Water Heater, Windows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 19, 2026
Days on Market97
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameSilverleaf & Silverleaf Village
Tax Amount$4,800.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silverleaf Village

Silverleaf Village is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silverleaf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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