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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beach Homesites, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jul 31, 2026·144 days on market·Recent sales in Beach Homesites·Beach Homesites

1203 16th Avenue N

Jacksonville Beach, FL 32250

$655,000sold priceListed at $675,000 · 97% of asking$443/sqftMLS# 2130456
4
Beds
2
Baths
1,478
Sq Ft
1955
Built
—
Garage
No
Pool

2 more homes for sale in Beach Homesites →Search Beach Homesites on the map

FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Beach Homesites

Clean remodeled 4 bedroom, 2 bath home, on a quiet street! Tastefully decorated. All appliances included and a newer LG washer and dryer. Roof 2024 AND 2025 ALL new windows! Kitchen is so cute, many cabinets (microwave inside one!) and a window over the sink! One side of home has 3 bedrooms and full bath, and other side has oversize owners suite and full bath! Front porch with adorable swing and covered tiled area. Back patio tile also. HUGE fenced back yard and plenty of room for a large pool. Nice shed back there too!!! Back on the Market, buyer's loss... such an amazing house! Show and sell please. Move in ready for summer! back yard could be a pool paradise!!! Large shed , fenced but still a lot of room for a POOL!! It is 4 bedrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,628
Property taxesest. at asking price, Duval County$1,070
Estimated total, before insurance$4,698/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,776/yr · $815/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$655,000
$131,000
Loan Term
Monthly Payment
$3,628
Principal & Interest: $3,628
Property taxes (est.): $1,070
Insurance (est.): $437
Estimated Total Monthly
$5,134
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle, Other — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $694,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$571,899$521,177—
2024$572,714$314,404▲ $2,202
2023$474,611$303,791—
2022$425,506$293,487—
2021$333,483$283,483—
2020$231,136$231,136—

2025 property taxes (current owner): $9,776/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$675,000
  • Jul 11, 2026Pending$675,000
  • Feb 17, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $445/sq ft; this home is listed at $457/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
942 16th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCAug 2026$668,000$4024/2.51,66270.1
1746 Penman Road, Jacksonville Beach, FL 32250Listed by CENTURY 21 BEGGINS ENTERPRISESAug 2026$625,000$3913/21,597210.2
16 San Pablo Circle S, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLCAug 2026$705,000$4453/31,585110.3
524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COASTSep 2026$735,000$4604/31,59880.4
1206 17th Street N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCSep 2026$750,000$4783/21,56820.4
2029 Shadow Lane, Neptune Beach, FL 32266Listed by LPT REALTY LLCAug 2026$650,000$3463/21,8811030.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$457
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,478
Acres0.18 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1203 16th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionBeach Homesites
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,840.8 sq ft
Lot Dimensions72x110
Parcel Number1753420000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, On Street

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric, Split System, Wall/Window Unit(s)
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio, Porch
FencingBack Yard, Full, Wood
RoofShingle, Other
ConstructionBlock, Wood Siding
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedFebruary 17, 2026
Days on Market144
Tax Amount$9,776.37
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CATTAR REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beach Homesites

Beach Homesites is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Beach Homesites homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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