Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near Bartram Trail High School.

Photo 1 / 34
Active

Active·46 days on market

5210 River Park Villas Drive

St. Augustine, FL 32092

$599,000$249/sqftEst. $3,076/moMLS# 2154475
4
Beds
2
Baths
2,410
Sq Ft
1984
Built
2
Garage
No
Pool

About this home

St. Augustine

Welcome to Your Private Tudor Oasis Near the St. Johns River. Prepare to fall in love with this enchanting, modernized Tudor-style estate that perfectly balances timeless architectural character with modern updates! Situated on an expansive, premium lot that backs up to a serene, wooded stream, this property offers a rare sanctuary of peace and privacy, all while being nestled within one of the best school districts in the state of Florida. The renovated kitchen offers gleaming quartz countertops, stainless steel appliances and a deep, oversized undermount sink perfectly framed by a large picture window. Designed as a true sanctuary, the updated primary suite is intentionally set apart from the secondary bedrooms to ensure maximum peace and privacy. Best of all? This dream home is in a highly coveted community with NO CDD fees, NO HOA fees, and community access to the St. Johns River. Don't miss out the Lender credit of up to 1.5% when using the seller's preferred lender.

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,076
Principal & Interest: $3,076
Property taxes (est.): $797
Insurance (est.): $399
Estimated Total Monthly
$4,273
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,076
Property taxesest. at asking price, St. Johns County$797
Estimated total, before insurance$3,873/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,503/yr · $459/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $550,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$410,632$360,632
2023$451,065$401,065
2022$356,400$356,400
2021$255,051$102,170
2020$207,545$100,069

2025 property taxes (current owner): $5,503/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,564 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$249
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,410
Total Structure Area2,410 sq ft
Acres0.69 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Other
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address5210 River Park Villas Drive, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionRiver Park Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size30,056.4 sq ft
Parcel Number0112200230
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage
ViewCreek/Stream

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Trash Compactor, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionMany Trees, Sprinklers In Front
Patio / PorchDeck
RoofShingle
ConstructionStone, Stucco

Additional Information

Date ListedJuly 9, 2026
Days on Market11
Tax Amount$5,503.19
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, Private Financing Available, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOELKERS FORT LAUDERDALE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke